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  1. The effect of self-control and financial literacy on impulsive borrowing
    experimental evidence
    Autor*in: Grohmann, Antonia; Hamdan, Jana S.
    Erschienen: 2021
    Verlag:  DIW Berlin, German Institute for Economic Research, Berlin

    This paper examines the effect of reduced self-control on impulsive borrowing in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can... mehr

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    Standort:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signatur:
    DS 14
    Fernleihe:
    keine Fernleihe

     

    This paper examines the effect of reduced self-control on impulsive borrowing in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely to borrow impulsively. We complement our experimental analysis with survey evidence that suggests that people with low self-control have more problems with the repayment of consumer debt. This relationship is, in line with the experimental results, weaker for individuals with high financial literacy.

     
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/234986
    Schriftenreihe: Discussion papers / Deutsches Institut für Wirtschaftsforschung ; 1950
    Schlagworte: Debt; Consumption; Borrowing; Self-Control; Ego depletion
    Umfang: 1 Online-Ressource (circa 83 Seiten), Illustrationen
  2. The effect of self-control on borrowing
    experimental evidence
    Autor*in: Grohmann, Antonia; Hamdan, Jana S.
    Erschienen: [2020]
    Verlag:  Collaborative Research Center Transregio 190, Munich, Germany

    This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy... mehr

    Zugang:
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)

    Standort:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signatur:
    DS 553
    Fernleihe:
    keine Fernleihe

     

    This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely to buy drinks. We complement our experimental analysis with survey evidence that suggests that people with low self-control have more problems with the repayment of consumption debt, but this relationship is, in line with the experimental results, weaker for individuals with high financial literacy.

     
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/233488
    Schriftenreihe: Discussion paper / Rationality & Competition, CRC TRR 190 ; no. 264 (December 22, 2020)
    Schlagworte: Debt; Consumption; Borrowing; Self-Control; Ego depletion
    Umfang: 1 Online-Ressource (circa 72 Seiten), Illustrationen
  3. The effect of mobile money on borrowing and saving
    evidence from Tanzania
    Autor*in: Naitō, Hisahiro; Ismailov, Askar; Kimaro, Albert Benson
    Erschienen: March 2021
    Verlag:  University of Tsukuba, Program in Economic and Public Policy, Tsukuba, Ibaraki, Japan

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    Standort:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signatur:
    VS 843
    Fernleihe:
    keine Fernleihe
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Schriftenreihe: Tsukuba economics working papers ; no. 2021, 002
    Schlagworte: Mobile Money; Saving; Borrowing; Remittance; Financial Behavior; Portfolio Choice
    Umfang: 1 Online-Ressource (circa 41 Seiten), Illustrationen
  4. Cognitive constraints and economic incentives
    Autor*in: D'Acunto, Francesco; Hoang, Daniel; Paloviita, Maritta; Weber, Michael
    Erschienen: 26 May 2023
    Verlag:  Bank of Finland, Helsinki

    Unique administrative data on a representative population's cognitive abilities, spending, and financials reveal that consumers at or below median cognitive abilities barely react when their incentives to spend or borrow change, even if they earn... mehr

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    Signatur:
    DS 685
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    keine Fernleihe

     

    Unique administrative data on a representative population's cognitive abilities, spending, and financials reveal that consumers at or below median cognitive abilities barely react when their incentives to spend or borrow change, even if they earn high incomes and are financially unconstrained and conditional on formal education, personal and macroeconomic expectations, and rich demographics. Matched survey-based data on this population show that non-responsive consumers fail to grasp how the incentives to consume, save, and borrow change over time. Cognitive constraints limit the effectiveness of policies targeting household consumption and debt and might lead to regressive redistribution from low- to high-cognitive-ability consumers.

     
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Ebook
    Format: Online
    ISBN: 9789523234383
    Weitere Identifier:
    hdl: 10419/271515
    Schriftenreihe: Bank of Finland research discussion papers ; 2023, 9
    Schlagworte: Behavioral Economics; Limited Cognition; Consumption; Borrowing; Heterogeneous Agents; Redistribution; Inequality
    Umfang: 1 Online-Ressource (circa 56 Seiten), Illustrationen
  5. Morphologische Aspekte bei wortinternem Codeswitching
    eine kontrastive Studie
    Autor*in: Heine, Fanta Christiane
    Erschienen: [2019]
    Verlag:  J.B. Metzler, Stuttgart

    Standort:
    Universitäts- und Landesbibliothek Münster
    Signatur:
    3L 25999
    Fernleihe:
    uneingeschränkte Fernleihe, Kopie und Ausleihe
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    Quelle: Verbundkataloge
    Sprache: Deutsch
    Medientyp: Dissertation
    ISBN: 9783476051097; 3476051099
    Weitere Identifier:
    9783476051097
    DDC Klassifikation: Literatur und Rhetorik (800)
    Schlagworte: Morphologie <Linguistik>; Sprachwechsel; Mande-Sprachen; Französisch
    Weitere Schlagworte: Agglutinierend; Borrowing; Codeswitching; Morphemanordnung; Niger-Kongo; Regel; Sprachpaar; Sprachwechsel; Systemmorphem; Wechselrichtung; bilingual; gemischtsprachig; indoeuropäisch; wortintern; Äquivalenz
    Umfang: XVIII, 273 Seiten, Diagramme, 21 cm x 14.8 cm
    Bemerkung(en):

    Dissertation, Universität Heidelberg,
  6. Morphologische Aspekte bei wortinternem Codeswitching
    eine kontrastive Studie
    Autor*in: Heine, Fanta Christiane
    Erschienen: [2019]
    Verlag:  J.B. Metzler, Stuttgart

    Standort:
    Universitätsbibliothek Augsburg
    Fernleihe:
    uneingeschränkte Fernleihe, Kopie und Ausleihe

    Standort:
    Bayerische Staatsbibliothek
    Fernleihe:
    uneingeschränkte Fernleihe, Kopie und Ausleihe
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  7. Number categories
    dynamics, contact, typology
    Beteiligt: Arbes, Deborah (Herausgeber)
    Erschienen: [2023]
    Verlag:  De Gruyter Mouton, Berlin

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  8. Morphologische Aspekte bei wortinternem Codeswitching
    eine kontrastive Studie
    Autor*in: Heine, Fanta Christiane
    Erschienen: [2019]
    Verlag:  J.B. Metzler, Berlin, Germany

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  9. Das Fremdwort im Deutschen
    Autor*in: Eisenberg, Peter
    Erschienen: [2018]
    Verlag:  De Gruyter, Berlin

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  10. Informalization and hybridization of speech practices
    polylingual meaning-making across domains, genres, and media
    Beteiligt: Koll-Stobbe, Amei (Herausgeber)
    Erschienen: [2019]
    Verlag:  Peter Lang, Berlin

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    Hinweise zum Inhalt
    Quelle: Verbundkataloge
    Beteiligt: Koll-Stobbe, Amei (Herausgeber)
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Druck
    ISBN: 9783631659670; 3631659679
    Weitere Identifier:
    9783631659670
    Schriftenreihe: Language competence and language awareness in Europe ; vol. 10
    Schlagworte: Englisch; Sprachkontakt; Mischsprache
    Weitere Schlagworte: (Produktform)Hardback; (Zielgruppe)Fachpublikum/ Wissenschaft; (BISAC Subject Heading)FOR000000; (BISAC Subject Heading)FOR009000: FOREIGN LANGUAGE STUDY / German; (BISAC Subject Heading)LAN000000: LANGUAGE ARTS & DISCIPLINES / General; (BISAC Subject Heading)LAN006000: LANGUAGE ARTS & DISCIPLINES / Grammar & Punctuation; (BISAC Subject Heading)LAN009000: LANGUAGE ARTS & DISCIPLINES / Linguistics / General; (BISAC Subject Heading)LAN018000: LANGUAGE ARTS & DISCIPLINES / Speech; (BIC subject category)CB: Language: reference & general; (BIC subject category)CFB: Sociolinguistics; (BIC subject category)CFDM: Bilingualism & multilingualism; (BIC subject category)CFG: Semantics, discourse analysis, etc; (BIC subject category)CFK: Grammar, syntax & morphology; (BIC language qualifier (language as subject))2ABU: Australian English; (BIC language qualifier (language as subject))2ACG: German; (BIC language qualifier (language as subject))2ADF: French; (BIC language qualifier (language as subject))2AGP: Polish; (BIC language qualifier (language as subject))2AGR: Russian; (BIC language qualifier (language as subject))2AJBL: Lithuanian; Amei; Bilingualism; Borrowing; Code-Switching; Discourse Modes; Discursive Branding; Domains; Genres; Homo Ludens; Hybridization; Informalization; Koll; Making; Meaning; Media; Metalinguistic Awareness; Michael; Polylingual; Practices; Re-contextualization; Rücker; Speech; Stobbe; (BISAC Subject Heading)FOR000000; (VLB-WN)1560: Hardcover, Softcover / Sprachwissenschaft, Literaturwissenschaft
    Umfang: 263 Seiten, Illustrationen, 22 cm, 417 g
  11. Morphologische Aspekte bei wortinternem Codeswitching
    eine kontrastive Studie
    Autor*in: Heine, Fanta Christiane
    Erschienen: [2019]
    Verlag:  J.B. Metzler, Stuttgart

    Standort:
    Universitäts- und Landesbibliothek Münster, Zentralbibliothek
    Fernleihe:
    uneingeschränkte Fernleihe, Kopie und Ausleihe
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    Quelle: Verbundkataloge
    Sprache: Deutsch
    Medientyp: Dissertation
    Format: Druck
    ISBN: 9783476051097; 3476051099
    Weitere Identifier:
    9783476051097
    DDC Klassifikation: Literatur und Rhetorik (800)
    Schlagworte: Burkina Faso; Sprachwechsel; Morphologie <Linguistik>; Französisch; Mande-Sprachen
    Weitere Schlagworte: Agglutinierend; Borrowing; Codeswitching; Morphemanordnung; Niger-Kongo; Regel; Sprachpaar; Sprachwechsel; Systemmorphem; Wechselrichtung; bilingual; gemischtsprachig; indoeuropäisch; wortintern; Äquivalenz
    Umfang: XVIII, 273 Seiten, Diagramme, 21 cm x 14.8 cm
    Bemerkung(en):

    Dissertation, Universität Heidelberg,
  12. Earn more tomorrow
    overconfidence, income expectations and consumer indebtedness
    Autor*in: Grohmann, Antonia; Menkhoff, Lukas; Merkle, Christoph; Schmacker, Renke
    Erschienen: 2023
    Verlag:  DIW Berlin, German Institute for Economic Research, Berlin

    This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. We show suggestive evidence for a link between overconfidence and borrowing behavior in a representative survey of German households... mehr

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    Standort:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signatur:
    DS 14
    Fernleihe:
    keine Fernleihe

     

    This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. We show suggestive evidence for a link between overconfidence and borrowing behavior in a representative survey of German households (GSOEP-IS). This motivates a laboratory experiment to study causality behind these effects. In two experiments, participants can purchase goods by borrowing against their future income. We exogenously manipulate overconfidence about income expectations by letting income depend on relative performance in hard and easy quiz tasks. In the main experiment, we successfully generate biased income expectations and show that participants with higher income expectations initially borrow more. Overconfident participants scale back their consumption after income feedback. However, they remain in higher debt at the end of the experiment, which has real financial consequences. In a robustness experiment, we rule out that over-borrowing is driven by low prices of goods. Even though the expected income manipulation works less well in this experiment, debt-taking behavior is very similar and correlates with income expectations and overconfidence.

     
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/283247
    Schriftenreihe: Discussion papers / Deutsches Institut für Wirtschaftsforschung ; 2065
    Schlagworte: Debt; Consumption; Borrowing; Overconfidence; Income Expectations
    Umfang: 1 Online-Ressource (circa 105 Seiten), Illustrationen