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  1. The effect of self-control and financial literacy on impulsive borrowing
    experimental evidence
    Erschienen: 2021
    Verlag:  DIW Berlin, German Institute for Economic Research, Berlin

    This paper examines the effect of reduced self-control on impulsive borrowing in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can... mehr

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    This paper examines the effect of reduced self-control on impulsive borrowing in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely to borrow impulsively. We complement our experimental analysis with survey evidence that suggests that people with low self-control have more problems with the repayment of consumer debt. This relationship is, in line with the experimental results, weaker for individuals with high financial literacy.

     

    Export in Literaturverwaltung   RIS-Format
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/234986
    Schriftenreihe: Discussion papers / Deutsches Institut für Wirtschaftsforschung ; 1950
    Schlagworte: Debt; Consumption; Borrowing; Self-Control; Ego depletion
    Umfang: 1 Online-Ressource (circa 83 Seiten), Illustrationen
  2. The effect of mobile money on borrowing and saving
    evidence from Tanzania
    Erschienen: March 2021
    Verlag:  University of Tsukuba, Program in Economic and Public Policy, Tsukuba, Ibaraki, Japan

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Export in Literaturverwaltung   RIS-Format
      BibTeX-Format
    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Schriftenreihe: Tsukuba economics working papers ; no. 2021, 002
    Schlagworte: Mobile Money; Saving; Borrowing; Remittance; Financial Behavior; Portfolio Choice
    Umfang: 1 Online-Ressource (circa 41 Seiten), Illustrationen