What are ETFs? -- Spreading risks -- Mutual funds -- The basics of exchange-traded funds -- Keeping ETFs on the straight and narrow -- The costs of exchange-traded funds -- Balancing short-term and long-term goals -- Setting up a brokerage account to buy ETFs -- Investment approaches to avoid -- The ins and outs of day trading EFTs -- The best way to go about it--asset allocation -- A brief on IRAs and variable annuities -- Hedging risk -- Final comparisons, suggestions, and summary