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  1. Coinsurance vs. copayments
    reimbursement rules for a monopolistic medical product with competitive health Iinsurers
    Erschienen: June 2021
    Verlag:  CESifo, Center for Economic Studies & Ifo Institute, Munich, Germany

    This paper studies a market for a medical product in which there is perfect competition among health insurers, while the good is sold by a monopolist. Individuals differ in their severity of illness and there is ex post moral hazard. We consider two... mehr

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    This paper studies a market for a medical product in which there is perfect competition among health insurers, while the good is sold by a monopolist. Individuals differ in their severity of illness and there is ex post moral hazard. We consider two regimes: one in which insurers use coinsurance rates (ad valorem reimbursements) and one in which insurers use copayments (specific reimbursements). We show that the induced equilibrium with copayments involves a lower producer price and a higher level of welfare for consumers. This results provides strong support for a reference price based reimbursement policy.

     

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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/236702
    Schriftenreihe: CESifo working paper ; no. 9160 (2021)
    Schlagworte: ex post moral hazard; health insurance competition; copayments; imperfect competition
    Umfang: 1 Online-Ressource (circa 17 Seiten), Illustrationen
  2. Coinsurance vs. copayments
    reimbursement rules for a monopolistic medical product with competitive health insurers
    Erschienen: May 2021
    Verlag:  Toulouse School of Economics, [Toulouse]

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    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Schriftenreihe: Working papers / Toulouse School of Economics ; no 1223
    Schlagworte: ex post moral hazard; health insurance competition; copayments; imperfect competition
    Umfang: 1 Online-Ressource (circa 17 Seiten), Illustrationen
  3. Nonlinear reimbursement rules for preventive and curative medical care
    Erschienen: April 2024
    Verlag:  [Toulouse School of Economics], [Toulouse]

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    Export in Literaturverwaltung   RIS-Format
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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Schriftenreihe: Working papers / Toulouse School of Economics ; no 1527
    Schlagworte: ex post moral hazard; health insurance; secondary prevention
    Umfang: 1 Online-Ressource (circa 28 Seiten)