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  1. Life insurance
    decision states, financial literacy and personal values
    Autor*in: Bateman, Hazel; Gerrans, Paul; Thorp, Susan; Zeng, Yunbo
    Erschienen: [2021]
    Verlag:  CEPAR, ARC Centre of Excellence in Population Ageing Research, [Kensington, NSW]

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Auflage/Ausgabe: Version: 16th April 2021
    Schriftenreihe: Working paper / CEPAR, ARC Centre of Excellence in Population Ageing Research ; 2021, 16
    Schlagworte: Life insurance; decision states; personal values; financial literacy; defaults
    Umfang: 1 Online-Ressource (circa 42 Seiten), Illustrationen
  2. Screening and loan origination time
    lending standards, loan defaults and bank failures
    Autor*in: Bedayo, Mikel; Jiménez, Gabriel; Peydró, José-Luis; Vegas, Raquel
    Erschienen: November 2020
    Verlag:  GSE, Graduate School of Economics, Barcelona

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    Schriftenreihe: Barcelona GSE working paper series ; no 1215
    Schlagworte: loan origination time; lending standards; credit cycles; defaults; bank failures; screening
    Umfang: 1 Online-Ressource (circa 48 Seiten), Illustrationen
  3. Screening and loan origination time
    lending standards, loan defaults and bank failures
    Autor*in: Bedayo, Mikel; Jiménez, Gabriel; Peydró, José-Luis; Vegas, Raquel
    Erschienen: 2020
    Verlag:  Banco de España, Madrid

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    Schriftenreihe: Documentos de trabajo / Banco de España, Eurosistema ; no. 2037
    Schlagworte: loan origination time; lending standards; credit cycles; defaults; bankfailures; screenin
    Umfang: 1 Online-Ressource (circa 52 Seiten), Illustrationen
  4. Motivated reasoning, information avoidance, and default bias
    Autor*in: Momsen, Katharina; Schneider, Sebastian O.
    Erschienen: April 2022
    Verlag:  Max Planck Institute for Research on Collective Goods, Bonn

    We investigate whether the presence of a default interacts with the willingness of decision-makers to gather, process and consider information. In an online experiment, where about 2,300 participants choose between two compiled charity donation... mehr

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    We investigate whether the presence of a default interacts with the willingness of decision-makers to gather, process and consider information. In an online experiment, where about 2,300 participants choose between two compiled charity donation options worth $ 100, we vary the availability of information and the presence of a default. Information avoidance, when possible, increases default effects considerably, manifesting a hitherto undocumented channel of the default bias. Moreover, we show that defaults trigger motivated reasoning: In the presence of a default - even if self-selected-, participants consider new information to a lower degree than without a preselected option.

     
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    Weitere Identifier:
    hdl: 21.11116/0000-000A-3221-8
    hdl: 10419/262308
    Schriftenreihe: Discussion papers of the Max Planck Institute for Research on Collective Goods ; 2022, 3
    Schlagworte: Motivated reasoning; information avoidance; defaults; statusquo; charitable giving; experiment
    Umfang: 1 Online-Ressource (circa 39 Seiten), Illustrationen
  5. Self-nudging vs. social nudging in social dilemmas
    an experiment
    Autor*in: Diederich, Johannes; Goeschl, Timo; Waichman, Israel
    Erschienen: February 21, 2022
    Verlag:  Heidelberg University, Department of Economics, Heidelberg

    The exogenous manipulation of choice architectures to achieve social ends ('social nudges') can raise problems of effectiveness and ethicality because it favors group outcomes over individual outcomes. One answer is to give individuals control over... mehr

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    The exogenous manipulation of choice architectures to achieve social ends ('social nudges') can raise problems of effectiveness and ethicality because it favors group outcomes over individual outcomes. One answer is to give individuals control over their nudge ('self-nudge'), but the trade-offs involved are poorly understood. We examine how subjects self-nudge in a paradigmatic social dilemma setting and whether outcomes differ between the self-nudge and two exogenous nudges in line with perfect free-riding or full cooperation. Subjects recruited from the general population play a ten-round VCM online in fixed groups of four with one daily contribution decision. The nudge takes the shape of a non-participation default contribution, comparing zero, full, and self-determined levels. We find that the average self-nudge is 44% of the endowment and only 7% of subjects choose one of the two exogenous defaults. Yet, there is a hard trade-off between ethicality and effectiveness: Self-nudging groups do not better than groups under the perfect free-riding nudge. The reason is that non-defaulting subjects contribute less. Groups under the full cooperation default exhibit no reactance against the nudge and outperform both alternative choice architectures.

     
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    Weitere Identifier:
    hdl: 10419/261075
    Schriftenreihe: AWI discussion paper series ; no. 710 (February 2022)
    Schlagworte: Nudging; choice architecture; defaults; public goods; behavioral economics; experiment
    Umfang: 1 Online-Ressource (33, [15] Seiten), Illustrationen
  6. Crews
    a CAMELS-based early warning system of systemic risk in the banking sector
    Autor*in: Galán, Jorge E.
    Erschienen: 2021
    Verlag:  Banco de España, Madrid

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    Schriftenreihe: Documentos ocasionales / Banco de España ; no. 2132
    Schlagworte: banks; defaults; early-warning performance; macroprudential policy; systemic risk
    Umfang: 1 Online-Ressource (circa 37 Seiten), Illustrationen
  7. Motivated reasoning, information avoidance, and default bias
    Autor*in: Momsen, Katharina; Schneider, Sebastian O.
    Erschienen: [2022]
    Verlag:  Research platform Empirical and Experimental Economics, University of Innsbruck, Innsbruck, Austria

    We investigate whether the presence of a default interacts with the willingness of decision-makers to gather, process and consider information. In an online experiment, where about 2,300 participants choose between two compiled charity donation... mehr

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    DS 395
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    We investigate whether the presence of a default interacts with the willingness of decision-makers to gather, process and consider information. In an online experiment, where about 2,300 participants choose between two compiled charity donation options worth $100, we vary the availability of information and the presence of a default. Information avoidance, when possible, increases default effects considerably, manifesting a hitherto undocumented channel of the default bias. Moreover, we show that defaults trigger motivated reasoning: In the presence of a default - even if self-selected-, participants consider new information to a lower degree than without a preselected option.

     
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    Weitere Identifier:
    hdl: 10419/273678
    Schriftenreihe: Working papers in economics and statistics ; 2022, 5
    Schlagworte: Motivated reasoning; information avoidance; defaults; status quo; charitable giving; experiment
    Umfang: 1 Online-Ressource (circa 43 Seiten), Illustrationen
  8. Estimating the mortgage default probability in Cyprus
    evidence using micro data
    Autor*in: Antoniou, Savvas; Evangelou, Ioanna; Kallenos, Theodosis; Michail, Nektarios
    Erschienen: June 2022
    Verlag:  Central Bank of Cyprus, Nicosia, Cyprus

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    Schriftenreihe: Working paper series / Central Bank of Cyprus ; 2022, 1
    Schlagworte: Eurosystem HFCS; survey; defaults; probability; households
    Umfang: 1 Online-Ressource (circa 22 Seiten)
  9. Set it and forget it?
    financing retirement in an age of defaults
    Autor*in: Goodman, Lucas; Mukherjee, Anita; Ramnath, Shanthi
    Erschienen: [2022]
    Verlag:  Federal Reserve Bank of Chicago, [Chicago, Illinois]

    Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We use tax data on Individual Retirement Accounts (IRAs) to establish that for a recent cohort, 0.4% of retirement-age individuals... mehr

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    Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We use tax data on Individual Retirement Accounts (IRAs) to establish that for a recent cohort, 0.4% of retirement-age individuals abandoned an aggregate of $66 million, proxied by a failure to claim over ten years after a legal requirement to do so. Analysis of state unclaimed property databases suggests that workplace defined contribution plans are abandoned at a higher rate than IRAs. Finally, regression discontinuity estimates show that certain accounts created by default enrollment are at higher risk of abandonment by passive savers.

     
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    Weitere Identifier:
    hdl: 10419/272810
    Schriftenreihe: [Working paper] / Federal Reserve Bank of Chicago ; WP 2022, 50 (October 19, 2022)
    Schlagworte: retirement savings; defaults; escheatment
    Umfang: 1 Online-Ressource (circa 64 Seiten), Illustrationen
  10. Nudging in the workplace
    increasing participation in employee EDI wellness events
    Autor*in: Pelly, Diane; Doyle, Orla
    Erschienen: 2022
    Verlag:  UCD School of Economics, University College Dublin, Dublin

    Organisations are investing significant resources in promoting the physical, emotional, and psychological well-being of their employees. In hybrid working environments, virtual worker wellness events are increasingly being used to combat social... mehr

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    Organisations are investing significant resources in promoting the physical, emotional, and psychological well-being of their employees. In hybrid working environments, virtual worker wellness events are increasingly being used to combat social isolation and boost employee morale. Yet attendance at such events is often low. Using a randomised control trial, this study tests whether four behaviourally informed nudges (i) simplification, (ii) changing the messenger, (iii) using social proof and (iv) setting a default, can increase the registration and attendance rates of 6,998 public sector employees at three EDI (Equality Diversity Inclusion) wellness events. We find evidence that defaults matter. Pre-registering employees more than trebles the attendance rate, from 2.8% to 9.5%. While providing social proof and changing the messenger increase registration rates, they have no impact on attendance. We find little evidence of treatment heterogeneity, suggesting that defaults may have wide applicability. Our results have important implications for organisations seeking to enhance the impact and return on investment of their worker wellness initiatives.

     
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    Schriftenreihe: Working paper series / UCD Centre for Economic Research ; WP22, 24 (October 2022)
    Schlagworte: behavioural economics; nudge; RCT; worker well-being; defaults
    Umfang: 1 Online-Ressource (circa 74 Seiten), Illustrationen
  11. Nudging in the workplace
    increasing participation in employee EDI wellness events
    Autor*in: Pelly, Diane; Doyle, Orla
    Erschienen: [2022]
    Verlag:  Geary Institute, University College Dublin, [Dublin]

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    Schriftenreihe: UCD Geary Institute for Public Policy discussion paper series ; Geary WP2022, 08 (October 03, 2022)
    Schlagworte: behavioural economics; nudge; RCT; worker well-being; defaults
    Umfang: 1 Online-Ressource (circa 88 Seiten), Illustrationen
  12. Retirement eggs and retirement baskets
    Autor*in: Dobrescu, Loretti Isabella; Shanker, Akshay; Bateman, Hazel; Newell, Benjamin R.; Thorp, Susan
    Erschienen: [2022]
    Verlag:  CEPAR, ARC Centre of Excellence in Population Ageing Research, [Kensington, NSW]

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    Schriftenreihe: Working paper / CEPAR, ARC Centre of Excellence in Population Ageing Research ; 2022, 07
    Schlagworte: lifetime savings; portfolio choice; income risk; defaults; method of moments
    Umfang: 1 Online-Ressource (circa 92 Seiten), Illustrationen
  13. Uncertainties and vulnerabilities
    Erschienen: January 2012
    Verlag:  Washington, DC, DC

    The world economy has entered a dangerous period. Some of the financial turmoil in Europe has spread to developing and other high-income countries, which until earlier had been unaffected. This contagion has pushed up borrowing costs in many parts of... mehr

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    The world economy has entered a dangerous period. Some of the financial turmoil in Europe has spread to developing and other high-income countries, which until earlier had been unaffected. This contagion has pushed up borrowing costs in many parts of the world, and pushed down stock markets, while capital flows to developing countries have fallen sharply. Europe appears to have entered recession. At the same time, growth in several major developing countries (Brazil, India and, to a lesser extent, Russia, South Africa and Turkey) is significantly slower than it was earlier in the recovery, mainly reflecting policy tightening initiated in late 2010 and early 2011 in order to combat rising inflationary pressures. As a result, and despite a strengthening of activity in the United States and Japan, global growth and world trade have slowed sharply.

     
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    Quelle: Staatsbibliothek zu Berlin
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10986/12105
    Schriftenreihe: Global economic prospects ; volume 4 (January 2012)
    Schlagworte: Wirtschaftslage; Welt; access to bond markets; accounting; asset base; asset prices; bailout; balance of payments; bank activity; bank assets; bank balance sheets; Bank Debt; bank lending; bank loans; Banking Assets; banking crises; banking sector; banking sectors; banking system; banking systems; basis point; basis points; binding constraint; bond auctions; Bond Bank; bond funds; bond indexes; bond issuances; bond issuer; bond sales; bond spreads; Bond yields; bonds; borrowing costs; business cycle; capital adequacy; capital flow; Capital flows; capital markets; capital outflows; capital requirements; capital stock; CDS; Central Bank; central banks; collateral; commercial banks; Commodities; commodity; commodity exports; commodity price; Commodity Prices; consumer durables; contingency planning; Copyright Clearance; Copyright Clearance Center; corporate bond; corporate bond issuance; country debt; credit default; credit default swap; credit default swaps; credit histories; credit squeeze; credit squeezes; creditors; cross-border flows; currency depreciations; currency risk; Current Account Deficit; current account deficits; debt crisis; debt flows; debt holdings; debt issues; debt levels; debt ratios; Debt Repayment; debts; defaults; deficits; deposit; depositors; deposits; developing countries; Developing country; developing??country; domestic bank; domestic banking; domestic banks; domestic bond; domestic bond markets; Domestic bonds; downside scenario; downside scenarios; economic developments; emerging market; emerging market equities; Emerging Markets; emerging-market; enforcement mechanisms; equity flows; equity funds; equity issuance; equity markets; equity values; exchange rate; Exchange Rates; expenditure; expenditures; export growth; exporters; exposure; external debt; finances; financial crises; financial crisis; Financial flows; financial institutions; financial markets; Financial Stability; financial stress; financial support; financial systems; financing requirements; fiscal deficits; fixed investment; food prices; foreign banks; foreign capital; foreign currency; foreign holdings; foreign investment; foreign investor; Global Economic Prospects; Global Economy; global financial markets; global markets; global trade; government bonds; government deficit; government deficits; government financing; government revenues; growth rates; holding; holdings; host countries; Income; incomes; Inflation; inflation rate; inflationary pressures; insurance; interest rate; interest rates; International Bank; international bond; International capital; International capital flows; international financial market; International Trade; investment vehicles; liquidity; loan; loan exposures; loan portfolios; local currency; local government; local markets; local stock markets; long term debt; long-term debt; long-term yields; loss of confidence; mark-to-market; market competition; market conditions; market confidence; market equity; market participants; market price; market prices; market value; middle-income countries; monetary policy; Net debt; non-performing loan; nonperforming loans; oil price; oil prices; output; pension; pension system; policy response; political uncertainty; portfolio; power parity; private banks; private capital; private capital inflows; Private creditors; private debt; prudential regulation; purchasing power; remittance; remittances; reserves; return; risk aversion; safety net; secondary bond markets; short-term bonds; short-term debt; short-term finance; Short-term yields; social safety net; solvency; sovereign bond; sovereign debt; sovereign yields; stock markets; sustainable growth; swap; tax; trade finance; trade sectors; trading; tranche; transition countries; valuations; wholesale funding; world economy; world trade
    Umfang: 1 Online-Ressource (circa 165 Seiten), Illustrationen
  14. Estimating the mortgage default probability in Cyprus
    evidence using micro data
    Autor*in: Antoniou, Savvas; Evangelou, Ioanna; Kallenos, Theodosis; Michail, Nektarios
    Erschienen: [2022]
    Verlag:  University of Cyprus, Economics Research Centre, [Nicosia]

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    Sprache: Englisch
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    Schriftenreihe: Economic policy papers ; no. 22, 01 (June 2022)
    Schlagworte: Eurosystem HFCS; survey; defaults; probability; households
    Umfang: 1 Online-Ressource (circa 23 Seiten)
  15. Too fast, too furious?
    digital credit delivery speed and repayment rates
    Autor*in: Burlando, Alfredo; Kuhnk, Michael A.; Prina, Silvia
    Erschienen: September 2023
    Verlag:  IZA - Institute of Labor Economics, Bonn, Germany

    Digital loans are a source of fast, short-term credit for millions of people. While digital credit broadens market access and reduces frictions, default rates are high. We study the role of the speed of delivery of digital loans on repayment. Our... mehr

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    Digital loans are a source of fast, short-term credit for millions of people. While digital credit broadens market access and reduces frictions, default rates are high. We study the role of the speed of delivery of digital loans on repayment. Our study uses unique administrative data from a digital lender in Mexico and a regression-discontinuity design. We show that reducing loan speed by doubling the delivery time from ten to twenty hours decreases the likelihood of default by 21%. Our findings suggest that selectively slowing down credit could improve lender profitability and help consumers avoid default.

     
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    hdl: 10419/282578
    Schriftenreihe: Discussion paper series / IZA ; no. 16451
    Schlagworte: digital credit; waiting periods; defaults; financial access
    Umfang: 1 Online-Ressource (circa 65 Seiten), Illustrationen
  16. The double dividend of attention-releasing policies
    Autor*in: Altmann, Steffen; Grunewald, Andreas; Radbruch, Jonas
    Erschienen: April 2024
    Verlag:  CESifo, Munich, Germany

    We study the effects of two widely observed behavioral policy interventions⸻the simplification of complex decisions and the implementation of high-quality defaults. Based on a laboratory experiment featuring a dual-task paradigm, we demonstrate that... mehr

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    We study the effects of two widely observed behavioral policy interventions⸻the simplification of complex decisions and the implementation of high-quality defaults. Based on a laboratory experiment featuring a dual-task paradigm, we demonstrate that these policies do not only improve decisions in the targeted choice domain, but also yield substantial positive indirect effects on non-targeted decisions. The latter emerge as a result of an attention-releasing effect of the policies. Furthermore, the relative importance of the direct and indirect effects varies systematically across the population. Evaluations that focus only on the targeted domain may therefore significantly underestimate the overall effectiveness of attention-releasing policies and provide a biased assessment of their distributional consequences.

     
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    hdl: 10419/296158
    Schriftenreihe: CESifo working papers ; 11069 (2024)
    Schlagworte: administrative burden; limited attention; defaults; nudges; limited cognitive resources; behavioral economics; laboratory experiment
    Umfang: 1 Online-Ressource (circa 50 Seiten), Illustrationen
  17. Identifying macroeconomic resilience to external shocks in emerging and developing countries
    lessons from the global shocks of 2020-2022
    Autor*in: Rojas-Suárez, Liliana
    Erschienen: [2023]
    Verlag:  Center for Global Development, Washington, DC

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    Schriftenreihe: Working paper / Center for Global Development ; 655 (October 2023)
    Schlagworte: Emerging markets; developing countries; financial crisis; debt; defaults; economic resilience; external shocks
    Umfang: 1 Online-Ressource (circa 38 Seiten), Illustrationen
  18. Los canales del desapalancamiento del sector privado
    una comparación internacional
    Autor*in: Garrote, Daniel; Llopis, Jimena; Vallés, Javier
    Erschienen: 2013
    Verlag:  Banco de España, Madrid

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    Sprache: Spanisch
    Medientyp: Buch (Monographie)
    Format: Online
    Schriftenreihe: Documentos ocasionales / Banco de España ; 1302
    Schlagworte: debt; deleveraging; inflation; restructurings; defaults
    Umfang: Online-Ressource (37 S.), graph. Darst.
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    Zsfassung in engl. Sprache
  19. Uncertainties and vulnerabilities
    Erschienen: January 2012
    Verlag:  Washington, DC, DC

    The world economy has entered a dangerous period. Some of the financial turmoil in Europe has spread to developing and other high-income countries, which until earlier had been unaffected. This contagion has pushed up borrowing costs in many parts of... mehr

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    Orient-Institut Beirut
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    The world economy has entered a dangerous period. Some of the financial turmoil in Europe has spread to developing and other high-income countries, which until earlier had been unaffected. This contagion has pushed up borrowing costs in many parts of the world, and pushed down stock markets, while capital flows to developing countries have fallen sharply. Europe appears to have entered recession. At the same time, growth in several major developing countries (Brazil, India and, to a lesser extent, Russia, South Africa and Turkey) is significantly slower than it was earlier in the recovery, mainly reflecting policy tightening initiated in late 2010 and early 2011 in order to combat rising inflationary pressures. As a result, and despite a strengthening of activity in the United States and Japan, global growth and world trade have slowed sharply.

     
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    Quelle: Staatsbibliothek zu Berlin
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10986/12105
    Schriftenreihe: Global economic prospects ; volume 4 (January 2012)
    Schlagworte: Wirtschaftslage; Welt; access to bond markets; accounting; asset base; asset prices; bailout; balance of payments; bank activity; bank assets; bank balance sheets; Bank Debt; bank lending; bank loans; Banking Assets; banking crises; banking sector; banking sectors; banking system; banking systems; basis point; basis points; binding constraint; bond auctions; Bond Bank; bond funds; bond indexes; bond issuances; bond issuer; bond sales; bond spreads; Bond yields; bonds; borrowing costs; business cycle; capital adequacy; capital flow; Capital flows; capital markets; capital outflows; capital requirements; capital stock; CDS; Central Bank; central banks; collateral; commercial banks; Commodities; commodity; commodity exports; commodity price; Commodity Prices; consumer durables; contingency planning; Copyright Clearance; Copyright Clearance Center; corporate bond; corporate bond issuance; country debt; credit default; credit default swap; credit default swaps; credit histories; credit squeeze; credit squeezes; creditors; cross-border flows; currency depreciations; currency risk; Current Account Deficit; current account deficits; debt crisis; debt flows; debt holdings; debt issues; debt levels; debt ratios; Debt Repayment; debts; defaults; deficits; deposit; depositors; deposits; developing countries; Developing country; developing??country; domestic bank; domestic banking; domestic banks; domestic bond; domestic bond markets; Domestic bonds; downside scenario; downside scenarios; economic developments; emerging market; emerging market equities; Emerging Markets; emerging-market; enforcement mechanisms; equity flows; equity funds; equity issuance; equity markets; equity values; exchange rate; Exchange Rates; expenditure; expenditures; export growth; exporters; exposure; external debt; finances; financial crises; financial crisis; Financial flows; financial institutions; financial markets; Financial Stability; financial stress; financial support; financial systems; financing requirements; fiscal deficits; fixed investment; food prices; foreign banks; foreign capital; foreign currency; foreign holdings; foreign investment; foreign investor; Global Economic Prospects; Global Economy; global financial markets; global markets; global trade; government bonds; government deficit; government deficits; government financing; government revenues; growth rates; holding; holdings; host countries; Income; incomes; Inflation; inflation rate; inflationary pressures; insurance; interest rate; interest rates; International Bank; international bond; International capital; International capital flows; international financial market; International Trade; investment vehicles; liquidity; loan; loan exposures; loan portfolios; local currency; local government; local markets; local stock markets; long term debt; long-term debt; long-term yields; loss of confidence; mark-to-market; market competition; market conditions; market confidence; market equity; market participants; market price; market prices; market value; middle-income countries; monetary policy; Net debt; non-performing loan; nonperforming loans; oil price; oil prices; output; pension; pension system; policy response; political uncertainty; portfolio; power parity; private banks; private capital; private capital inflows; Private creditors; private debt; prudential regulation; purchasing power; remittance; remittances; reserves; return; risk aversion; safety net; secondary bond markets; short-term bonds; short-term debt; short-term finance; Short-term yields; social safety net; solvency; sovereign bond; sovereign debt; sovereign yields; stock markets; sustainable growth; swap; tax; trade finance; trade sectors; trading; tranche; transition countries; valuations; wholesale funding; world economy; world trade
    Umfang: 1 Online-Ressource (circa 165 Seiten), Illustrationen
  20. Self-nudging is more ethical, but less efficient than social nudging
    Autor*in: Diederich, Johannes; Goeschl, Timo; Waichman, Israel
    Erschienen: 05 Mai 2023
    Verlag:  Heidelberg University, Department of Economics, Heidelberg

    Manipulating choice architectures to achieve social ends ('social nudges') raises problems of ethicality. Giving individuals control over their default choice ('selfnudges') is a possible remedy, but the trade-offs with efficiency are poorly... mehr

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    Manipulating choice architectures to achieve social ends ('social nudges') raises problems of ethicality. Giving individuals control over their default choice ('selfnudges') is a possible remedy, but the trade-offs with efficiency are poorly understood. We examine under four different information structures how subjects set own defaults in social dilemmas and whether outcomes differ between the self-nudge and two exogenous defaults, a social (full cooperation) and a selfish (perfect free-riding) nudge. Subjects recruited from the general population (n = 1,080) play a ten-round, ten-day voluntary contribution mechanism online, with defaults triggered by the absence of an active contribution on the day. We find that individuals' own choice of defaults structurally differs from full cooperation, empirically affirming the ethicality problem of social nudges. Allowing for self-nudges instead of social nudges reduces efficiency at the group level, however. When individual control over nudges is non-negotiable, self-nudges need to be made public to minimize the ethicality-efficiency trade-off.

     
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    Sprache: Englisch
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    Format: Online
    Weitere Identifier:
    hdl: 10419/278454
    Auflage/Ausgabe: This version: April 25, 2023
    Schriftenreihe: AWI discussion paper series ; no. 726 (April 2023)
    Schlagworte: Choice architecture; defaults; public goods; self-nudge; online experiment
    Umfang: 1 Online-Ressource (30, xiv Seiten), Illustrationen
  21. Climate-friendly default rules
    Autor*in: Sunstein, Cass R.; Reisch, Lucia A.
    Erschienen: 09/2016
    Verlag:  Harvard Law School, Cambridge, MA

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    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Auflage/Ausgabe: Preliminary draft 8/9/2016
    Schriftenreihe: Discussion paper / Harvard John M. Olin Center for Law, Economics, and Business ; no. 878
    Schlagworte: choice architecture; nudges; defaults; energy transition; climate change
    Umfang: 1 Online-Ressource (circa 32 Seiten)
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    Forthcoming in Oxford Research Encyclopedia of Climate Science