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  1. Access to microfinance and female labour force participation
    Erschienen: February 2021
    Verlag:  United Nations University World Institute for Development Economics Research, Helsinki, Finland

    Although microfinance started as a movement to improve women's economic wellbeing through increased female entrepreneurship in particular, its impact on women's attitudes toward and participation in the labour market is not fully understood. We fill... mehr

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 248
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    Although microfinance started as a movement to improve women's economic wellbeing through increased female entrepreneurship in particular, its impact on women's attitudes toward and participation in the labour market is not fully understood. We fill this gap by combining data on branch locations of the major microfinance institutions in Bangladesh with household survey data and implement a spatial regression discontinuity design. Our estimates suggest significant effects of access to credit on women's work; attitudes towards gender, social and employment norms; and psychosocial well-being. Access to credit increases labour force participation in terms of paid employment and traditional economic participation. Relatedly, respondents are more likely to be prevented from working by their husbands or other household members. They are also more likely to express traditional beliefs in relation to gender, social, and employment norms. Finally, access to credit leads to a loss in life satisfaction, financial satisfaction, health satisfaction, and overall happiness.

     

    Export in Literaturverwaltung   RIS-Format
      BibTeX-Format
    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Ebook
    Format: Online
    ISBN: 9789292569686
    Weitere Identifier:
    hdl: 10419/243356
    Schriftenreihe: WIDER working paper ; 2021, 30
    Schlagworte: microfinance; female entrepreneurship; psychosocial well-being; gender norms; regression discontinuity design; Bangladesh
    Umfang: 1 Online-Ressource (circa 35 Seiten), Illustrationen
  2. Are two sources of credit better than one?: credit access and debt among microfinance clients in Bangladesh
    Erschienen: [2021]
    Verlag:  School of Economics, Keynes College, University of Kent, Canterbury, Kent

    The recent collapse of several microfinance sectors as well as the current COVID-19 pandemic has given rise to a growing concern about the risk of multiple borrowing among microcredit clients in developing countries. Researchers argue that... mehr

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    Verlag (kostenfrei)
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 178
    keine Fernleihe

     

    The recent collapse of several microfinance sectors as well as the current COVID-19 pandemic has given rise to a growing concern about the risk of multiple borrowing among microcredit clients in developing countries. Researchers argue that availability of multiple sources of credit has tempted clients to take multiple loans simultaneously, and subsequently default on loans. However, there is little empirical evidence on the impact of multiple borrowing on welfare. Using a spatial fuzzy regression discontinuity design, in this paper I empirically study the impact of an additional source of credit on outstanding and delinquent debt and monthly income by comparing individuals with access to two sources of credit with individuals with access to a single source of credit. In addition, I find that access to an additional source of credit leads to a reduction in a borrower’s outstanding debt by USD 44.75 and a decline in number of outstanding loans by 0.07. However, an additional source of credit has no effect on delinquent debt or monthly income of borrowers. In addition, I provide evidence of no effect of outstanding debt on psychosocial wellbeing of borrowers in terms of their happiness, life satisfaction, financial satisfaction and health satisfaction.

     

    Export in Literaturverwaltung   RIS-Format
      BibTeX-Format
    Quelle: Verbundkataloge
    Sprache: Englisch
    Medientyp: Buch (Monographie)
    Format: Online
    Weitere Identifier:
    hdl: 10419/246688
    Schriftenreihe: School of Economics discussion papers / University of Kent ; KDPE 2103 (February 2021)
    Schlagworte: micro€nance; multiple borrowing; indebtedness; outstanding debt; psychosocial wellbeing; regression discontinuity design
    Umfang: 1 Online-Ressource (circa 34 Seiten), Illustrationen