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Displaying results 1 to 6 of 6.

  1. Social policy gone bad educationally
    unintended peer effects from transferred students
    Published: [2022]
    Publisher:  Centre for Economic Performance, London School of Economics and Political Science, London

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 449
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Discussion paper / Centre for Economic Performance ; no. 1851 (April 2022)
    Subjects: peer effects; externalities; university education; unintended consequences
    Scope: 1 Online-Ressource (circa 46 Seiten), Illustrationen
  2. Unintended consequences of "mandatory" flood insurance
    Published: [2022]
    Publisher:  Federal Reserve Bank of New York, New York, NY

    We document that the quasi-mandatory U.S. flood insurance program reduces mortgage lending along both the extensive and intensive margins. We measure flood insurance mandates using FEMA flood maps, focusing on the discreet updates to these maps that... more

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 207
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    We document that the quasi-mandatory U.S. flood insurance program reduces mortgage lending along both the extensive and intensive margins. We measure flood insurance mandates using FEMA flood maps, focusing on the discreet updates to these maps that can be made exogenous to true underlying flood risk. Reductions in lending are most pronounced for low-income and low-FICO borrowers, implying that the effects are at least partially driven by the added financial burden of insurance. Our results are also stronger among non-local or more-distant banks, who have a diminished ability to monitor local borrower adherence to complicated insurance mandates. Overall, our findings speak to the unintended consequences of (well-intentioned) regulation. They also speak to the importance of factoring in affordability and enforcement feasibility when introducing mandatory standards.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/262062
    Series: Staff reports / Federal Reserve Bank of New York ; no. 1012 (April 2022)
    Subjects: insurance; unintended consequences; regulation; FEMA maps; flooding; mortgage lending; access to credit
    Scope: 1 Online-Ressource (circa 55 Seiten), Illustrationen
  3. May the forcing be with you
    experimental evidence on mandatory contributions to public goods
    Published: [2022]
    Publisher:  [Università die Parma, Dipartimento di scienze economiche e aziendali], [Parma, Italia]

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 737
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Edition: This version: May 7, 2022
    Series: [Working paper / $hUniversità di Parma, Dipartimento di scienze economiche e aziendali] ; 2022, EP 01
    Subjects: unintended consequences; public good game; laboratory experiment; reciprocity
    Scope: 1 Online-Ressource (circa 31 Seiten), Illustrationen
  4. Mandated sick pay
    coverage, utilization, and welfare effects
    Published: [2021]
    Publisher:  ZEW - Leibniz Centre for European Economic Research, Mannheim, Germany

    This paper evaluates how sick pay mandates operate at the job level in the United States. Using the National Compensation Survey and difference-in-differences models, we estimate their impact on coverage rates, sick leave use, labor costs, and... more

    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 15
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    Universitätsbibliothek Mannheim
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    This paper evaluates how sick pay mandates operate at the job level in the United States. Using the National Compensation Survey and difference-in-differences models, we estimate their impact on coverage rates, sick leave use, labor costs, and non-mandated fringe benefits. Sick pay mandates increase coverage significantly by 18 percentage points from a baseline level of 66% in the first two years. Newly covered employees take two additional sick days per year. We find little evidence that mandating sick pay crowds-out non-mandated fringe benefits. Finally, we develop a model of optimal sick pay provision and illustrate the trade-offs when assessing welfare.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/247692
    Series: Discussion paper / ZEW ; no. 21, 083 (11/2021)
    Subjects: sick pay mandates; take-up; social insurance; fringe benefits; moral hazard; unintended consequences; medical leave; National Compensation Survey; optimal social insurance; Baily-Chetty; welfare
    Scope: 1 Online-Ressource (circa 77 Seiten), Illustrationen
  5. Sick leave and medical leave in the United States
    a categorization and recent trends
    Published: January 2024
    Publisher:  IZA - Institute of Labor Economics, Bonn, Germany

    This article reviews the current debate about sick pay mandates and medical leave in the United States. The United States is one of three industrialized countries that do not guarantee access to paid sick leave for all employees. We first provide a... more

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 443
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    This article reviews the current debate about sick pay mandates and medical leave in the United States. The United States is one of three industrialized countries that do not guarantee access to paid sick leave for all employees. We first provide a categorization of the different paid leave concepts such as sick leave, medical leave, or temporary disability insurance, both in a domestic and an international context. Then we use data from the National Compensation Survey to sketch employee coverage rates by type of job. We also document changes since 2010, focusing on paid sick leave. Although gaps in access have decreased over the past decade, we still find large inequalities in access to paid sick leave: While overall coverage increased to 78% in 2023 from 64% in 2015, about half of all parttime employees, employees in the bottom quarter of the wage distribution, and employees in the accommodation and food industry still have no access to paid sick leave benefits. In the last part, we discuss implications of the lack of access to paid sick and medical leave benefits. Moreover, building on international research findings and experiences, we discuss what a possible integration, coordination, and expansion of the co-existing programs could look like.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/283504
    Series: IZA policy paper ; no. 206
    Subjects: sick pay mandates; sick leave; medical leave; paid leave; inequality; employer mandates; fringe benefits; moral hazard; unintended consequences; labor costs; National Compensation Survey (NCS)
    Scope: 1 Online-Ressource (circa 46 Seiten)
  6. Sick leave and medical leave in the United States
    a categorization and recent trends
    Published: [2024]
    Publisher:  ZEW - Leibniz Centre for European Economic Research, Mannheim, Germany

    This article reviews the current debate about sick pay mandates and medical leave in the United States. The United States is one of three industrialized countries that do not guarantee access to paid sick leave for all employees. We first provide a... more

    Access:
    Verlag (kostenfrei)
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    DS 15
    No inter-library loan

     

    This article reviews the current debate about sick pay mandates and medical leave in the United States. The United States is one of three industrialized countries that do not guarantee access to paid sick leave for all employees. We first provide a categorization of the different paid leave concepts such as sick leave, medical leave, or temporary disability insurance, both in a domestic and an international context. Then we use data from the National Compensation Survey to sketch employee coverage rates by type of job. We also document changes since 2010, focusing on paid sick leave. Although gaps in access have decreased over the past decade, we still find large inequalities in access to paid sick leave: While overall coverage increased to 78% in 2023 from 64% in 2015, about half of all part-time employees, employees in the bottom quarter of the wage distribution, and employees in the accommodation and food industry still have no access to paid sick leave benefits. In the last part, we discuss implications of the lack of access to paid sick and medical leave benefits. Moreover, building on international research findings and experiences, we discuss what a possible integration, coordination, and expansion of the co-existing programs could look like.

     

    Export to reference management software   RIS file
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/289611
    Series: Discussion paper / ZEW ; no. 24, 011 (03/2024)
    Subjects: sick pay mandates; sick leave; medical leave; paid leave; inequality; employer mandates; fringe benefits; moral hazard; unintended consequences; labor costs; National Compensation Survey (NCS)
    Scope: 1 Online-Ressource (40 Seiten), Illustrationen