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Displaying results 1 to 6 of 6.

  1. Being in good hands
    deposit insurance and peers financial sophistication
    Published: [2019]
    Publisher:  De Nederlandsche Bank NV, Amsterdam, the Netherlands

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / De Nederlandsche Bank NV ; no. 638 (May 2019)
    Subjects: Savings; Deposit Insurance; Peer Effects
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  2. The macroeconomic effects of a European deposit (re-)insurance scheme
    Published: 2023
    Publisher:  DIW Berlin, German Institute for Economic Research, Berlin

    Recent proposals for a still missing European deposit insurance scheme (EDIS) argue in favor of a reinsurance framework. In this paper, we use a regime-switching open-economy DSGE model with bank default to assess the relative efficiency of such a... more

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    Recent proposals for a still missing European deposit insurance scheme (EDIS) argue in favor of a reinsurance framework. In this paper, we use a regime-switching open-economy DSGE model with bank default to assess the relative efficiency of such a scheme. We find that reinsurance by EDIS is more effective in stabilizing real activity, credit, and welfare than a national fiscal backstop. We demonstrate that risk-weighted contributions to EDIS are welfare-beneficial for depositors and discuss trade-offs policymakers face during the implementation of EDIS. We also find that macroprudential regulation and EDIS can complement each other and that EDIS can prevent bank runs under certain conditions.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/271658
    Edition: April 18, 2023 (revised version)
    Series: Discussion papers / Deutsches Institut für Wirtschaftsforschung ; 1873
    Subjects: Banking Union; Deposit Insurance; Risk-Sharing
    Scope: 1 Online-Ressource (circa 81 Seiten), Illustrationen
  3. Dynamic prudential regulation
    Published: 2012
    Publisher:  Dep. of Economics, Univ. of Birmingham, Birmingham

    Niedersächsische Staats- und Universitätsbibliothek Göttingen
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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Department of Economics discussion paper / Department of Economics, The University of Birmingham ; 12-13
    Subjects: Capital Regulation; Deposit Insurance; Risk-shifting
    Scope: Online-Ressource (PDF-Datei: 30 S.)
  4. Banks and sovereigns
    a model of mutual contagion
    Published: August 2016
    Publisher:  School of Economics and Political Science, Department of Economics, University of St.Gallen, St. Gallen

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Discussion paper / Universität St. Gallen, School of Economics and Political Science, Department of Economics ; no. 2016, 14 (August 2016)
    Subjects: Sovereign Debt Crisis; Financial Risk; Contagion; Deposit Insurance
    Scope: 1 Online-Ressource (circa 56 Seiten), Illustrationen
  5. Reset required
    the euro area crisis management and deposit insurance framework
    Published: [2021]
    Publisher:  Leibniz Institute for Financial Research SAFE, Sustainable Architecture for Finance in Europe, Frankfurt am Main

    The crisis management and deposit insurance (CMDI) framework in the euro area requires a reset. Although its policy objectives remain valid, the means of achieving them do not. As the euro area comes the end of the long transition period taken to... more

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    The crisis management and deposit insurance (CMDI) framework in the euro area requires a reset. Although its policy objectives remain valid, the means of achieving them do not. As the euro area comes the end of the long transition period taken to implement the BRRD/SRMR, it should take the opportunity to reset expectations about resolution. Above all, resolution should be for the many, not just the few. There should be a single presumptive path for dealing with failed banks: the use of bail-in to facilitate orderly liquidation under a solvent-wind down strategy. This will protect deposits and set the stage - together with the backstop that the European Stability Mechanism provides to the Single Resolution Fund (SRF) -- for the transformation of the SRF into the Single Deposit Guarantee Scheme (SDGS). To avoid forbearance, responsibility for emergency liquidity assistance (ELA) should rest, not with national central banks, but with the ECB as a single lender of last resort. Finally, national deposit guarantee schemes should function as institutional protection schemes and become investors of last resort in their member banks. Together, these measures would complete Banking Union, promote market discipline, avoid imposing additional burdens on taxpayers, help untie the doom loop between weak banks and weak governments, strengthen the euro and enhance financial stability.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/233858
    Series: SAFE white paper ; no. 85 (April 2021)
    Subjects: Deposit Insurance; Crisis Management; BRRD; Resolution
    Scope: 1 Online-Ressource (circa 33 Seiten), Illustrationen
  6. The Commission proposal to reform the EU bank crisis management framework
    a selected analysis
    Published: December 2023
    Publisher:  Single Resolution Board, Brussels

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: SRB working paper series ; #3
    Subjects: Banking Union; Crisis Management Framework; Deposit Insurance; Public Interest Assessment; Least Cost Test
    Scope: 1 Online-Ressource (circa 42 Seiten)