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Displaying results 1 to 25 of 67.

  1. Women Empowerment through Self-Help-Groups
    Author: Mathew Arnold, I.S.K.
    Published: 2014
    Publisher:  LAP LAMBERT Academic Publishing, Saarbrücken

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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9783659534140; 3659534145
    Other identifier:
    9783659534140
    Edition: 1. Aufl.
    Other subjects: (Produktform)Electronic book text; Perceptions; Microfinance; Savings; SHG; women empowerment; repayment; Micro Credit Impact; (VLB-WN)1726: Soziologie/Frauenforschung, Geschlechterforschung
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  2. Savings in Central Eastern Europe
    Author: Schrooten, Mechthild; Stephan, Sabine
    Published: 2001
    Publisher:  Deutsches Institut für Wirtschaftsforschung (DIW), Berlin

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  3. Being in good hands
    deposit insurance and peers financial sophistication
    Author: Caloia, Francesco G.; Mastrogiacomo, Mauro; Pasini, Giacomo
    Published: [2019]
    Publisher:  De Nederlandsche Bank NV, Amsterdam, the Netherlands

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    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / De Nederlandsche Bank NV ; no. 638 (May 2019)
    Subjects: Savings; Deposit Insurance; Peer Effects
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  4. What's in the (r)-stars for Korea?
    Author: Rafiq, Sohrab
    Published: March 2021
    Publisher:  International Monetary Fund, [Washington, D.C.]

    Korea's stars tell of an economy saddled with a real neutral rate (r-star) that has declined significantly in recent decades and is currently below zero. This reflects a significant decline in trend growth, and two large financial crises that... more

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    Korea's stars tell of an economy saddled with a real neutral rate (r-star) that has declined significantly in recent decades and is currently below zero. This reflects a significant decline in trend growth, and two large financial crises that triggered significant shifts in the saving-investment balance. Larger fiscal deficits and frothy financial conditions since 2012 have helped offset rising demand for safer assets, preventing the neutral rate from falling further. Nonetheless, the fall in the neutral rate, coupled with its effects on asset returns, has complicated the task of monetary policy stabilization. Korea's neutral rate is likely to remain low over the medium-term and could fall further, reflecting a structural savings-investment imbalance owing to declining productivity and a rotation in demographics increasing the demand for precautionary saving and convenience yield, and widening the capital risk premia. The COVID pandemic risks magnifying these trends

     
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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781513575223
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    Series: IMF working paper ; WP/21, 93
    Subjects: Neutral Rate; Risk Premia; Covenience; Demographics; Savings; Convenience; Monetary Policy, Central Banking, and The Supply Of Money; Money and Interest Rates; Neutral Rate; Risk Premia
    Scope: 1 Online-Ressource (circa 38 Seiten), Illustrationen
  5. The subjective inflation expectations of households and firms
    measurement, determinants, and implications
    Author: Weber, Michael; D'Acunto, Francesco; Gorodnichenko, Yuriy; Coibion, Olivier
    Published: 25 June 2022
    Publisher:  Centre for Economic Policy Research, London

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; DP17406
    Subjects: Macroeconomics; Intertemporal Choice; Consumption; Savings; Surveys; Monetary Policy; Fiscal Policy; Experiments; Financial Decision-making; Cognition; Communication
    Scope: 1 Online-Ressource (circa 39 Seiten)
  6. Why do couples and singles save during retirement?
    Author: De Nardi, Mariacristina; French, Eric; Jones, John Bailey; McGee, Rory
    Published: [2021]
    Publisher:  University of Cambridge, Faculty of Economics, Cambridge

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    Series: Cambridge working paper in economics ; 2172
    Subjects: Savings; bequests; medical spending
    Scope: 1 Online-Ressource (circa 66 Seiten), Illustrationen
  7. Pension reforms, labor supply and savings
    the importance of natural experiments for structural estimation
    Author: Groneck, Max; Schneider, Ulrich
    Published: [2022]
    Publisher:  Netspar, Network for Studies on Pensions, Aging and Retirement, [Tilburg]

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; 2022, 005 (03)
    Subjects: Structural estimation; identification; dynamic mixed discrete and continuous choice; Retirement; Labor supply; Savings
    Scope: 1 Online-Ressource (circa 64 Seiten), Illustrationen
  8. Promoción del ahorro y ahorro previsional voluntario
    revisión de la literatura
    Author: Machicado, Carlos Gustavo
    Published: Junio 2022
    Publisher:  Instituto de Estudios Avanzados en Desarrollo, inesad, La Paz, Bolivia

    This document carries out an exhaustive review of the literature, at the microeconomic level, on mainly behavioral problems aimed at promoting voluntary savings for old age (retirement). The different mechanisms and/or tools described have been... more

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    This document carries out an exhaustive review of the literature, at the microeconomic level, on mainly behavioral problems aimed at promoting voluntary savings for old age (retirement). The different mechanisms and/or tools described have been designed to promote this type of savings, especially among independent and low-income workers. Therefore, the results can be easily extrapolated to workers in the traditional agricultural sector, who are characterized precisely by being independent, with low and volatile incomes and by having a work structure - most of the time - family.

     
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    Source: Union catalogues
    Language: Spanish
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/296888
    Series: Serie documentos de trabajo sobre desarrollo ; no. 2022, 02
    Subjects: Savings; household savings; retirement; literature review
    Scope: 1 Online-Ressource (circa 39 Seiten), Illustrationen
  9. Living standards, poverty and inequality in the UK
    2022, Living standards, poverty and inequality in the UK : 2022 / Jonathan Cribb, Tom Waters, Thomas Wernham, Xiaowei Xu ; copy-edited by Judith Payne
    Author: Cribb, Jonathan; Waters, Tom; Wernham, Thomas; Xu, Xiaowei
    Published: [2022]
    Publisher:  Institute for Fiscal Studies, London

    This report examines how material living standards - most commonly measured by households' incomes - have changed for different groups in the UK, and the consequences that these changes have for income inequality and for measures of deprivation and... more

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    This report examines how material living standards - most commonly measured by households' incomes - have changed for different groups in the UK, and the consequences that these changes have for income inequality and for measures of deprivation and poverty. This is the 22nd annual report published by IFS authors on living standards, poverty and inequality in the UK since the annual reports started in 2001. In this report, we focus on two particular issues. First, we look at how the distribution of household income changed during the first year of the COVID-19 pandemic. Second, we use pre-pandemic data on child poverty and material deprivation to examine the situation facing poor families with children prior to the pandemic.

     
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    Source: Union catalogues
    Contributor: Payne, Judith (HerausgeberIn)
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781801030786
    Other identifier:
    hdl: 10419/264467
    Parent title: Living standards, poverty and inequality in the UK - Show all bands
    Series: IFS report ; R215
    Subjects: Poverty; inequality and social mobility; Savings; pensions and wealth; Poverty; Living standards; Inequality; COVID-19; Wealth
    Scope: 1 Online-Ressource (circa 78 Seiten), Illustrationen
  10. Consumption insurance among Blacks and Whites
    Author: Naguib, Costanza
    Published: [2022]
    Publisher:  Universität Bern, Faculty of Business, Economics and Social Sciences, Department of Economics, Bern, Switzerland

    We document relevant racial differences in the degree consumption insurance against shocks: Blacks appear to be less insured. We probe these results by performing a double/debiased lasso estimation of the treatment effects of a health shock, and we... more

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    We document relevant racial differences in the degree consumption insurance against shocks: Blacks appear to be less insured. We probe these results by performing a double/debiased lasso estimation of the treatment effects of a health shock, and we find that such effects are both larger and more long-lasting for Blacks than for Whites. With the help of a toy model, we show that, having a lower life expectancy, Blacks save less and, as a consequence, are less insured than Whites against both income and health shocks.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/266514
    Series: Discussion papers / Universität Bern, Faculty of Business, Economics and Social Sciences, Department of Economics ; 22, 09 (August, 2022)
    Subjects: Consumption; Insurance; Inequality; Savings; Life Expectancy
    Scope: 1 Online-Ressource (circa 39 Seiten), Illustrationen
  11. Consumer savings behaviour at low & negative interest rates
    Author: Felici, Marco; Kenny, Geoff; Friz, Roberta
    Published: 2022
    Publisher:  Publications Office of the European Union, Luxembourg

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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789276529408
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    Series: Array ; 172 (October 2022)
    Subjects: Savings; Nominal Interest Rates; Consumer Survey; Liquidity Trap; Euro Area
    Scope: 1 Online-Ressource (circa 50 Seiten), Illustrationen
  12. Public spending, pay and pensions
    Author: Boileau, Bee; O'Brien, Laurence; Zaranko, Ben
    Published: [2022]
    Publisher:  Institute for Fiscal Studies, London

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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781801030977
    Other identifier:
    hdl: 10419/273009
    Series: IFS report ; R219
    IFS Green Budget 2022 ; chapter 4
    Subjects: Government finances and spending; Savings; pensions and wealth; IFS Green Budget 2022; Public sector; Public finance; Fiscal rules and frameworks; Government spending; Pay
    Scope: 1 Online-Ressource (circa 55 Seiten), Illustrationen
  13. Consumer savings behaviour at low and negative interest rates
    Author: Felici, Marco; Kenny, Geoff; Friz, Roberta
    Published: [2022]
    Publisher:  European Central Bank, Frankfurt am Main, Germany

    We study interest rates transmission to savings at low and negative rates. Exploiting cohorts of consumers from a data-rich multi-country survey, we show how the strength of interest rate transmission to savings varies with the level of nominal... more

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    We study interest rates transmission to savings at low and negative rates. Exploiting cohorts of consumers from a data-rich multi-country survey, we show how the strength of interest rate transmission to savings varies with the level of nominal interest rates. This response is positive when interest rates are high but declines steadily at lower levels. At very low levels, there is evidence that the savings response may even reverse sign. Such a "savings' reversal" is consistent with the behavioural evidence on money illusion as well as with a negative signalling effect from policy announcements in a liquidity trap and may weaken the direct stimulatory effects from very low and negative rates. Consistent with this, the reversal appears to be causally related to central bank information shocks and concentrated among older consumers and consumers with lower educational attainment.

     
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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789289953849
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    hdl: 10419/269143
    Series: Working paper series / European Central Bank ; no 2736 (September 2022)
    Subjects: Savings; Nominal Interest Rates; Consumer Survey; Liquidity Trap; Euro Area
    Scope: 1 Online-Ressource (circa 66 Seiten), Illustrationen
  14. Do tax subsidies for retirement saving impact total private saving?
    new evidence on middle-income workers
    Author: Christensen, Camilla Skovbo; Ellegaard, Bastian Emil
    Published: [2022]
    Publisher:  CEBI, Department of Economics, University of Copenhagen, Copenhagen

    We exploit exogenous variation from a pension reform in Denmark to estimate the effect of tax subsidies on total private saving. We present new evidence on individuals in the middle of the income distribution and show that a reduction in tax... more

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    We exploit exogenous variation from a pension reform in Denmark to estimate the effect of tax subsidies on total private saving. We present new evidence on individuals in the middle of the income distribution and show that a reduction in tax subsidies for retirement saving reduces total private saving. The reform changed the tax incentives for saving in the pension scheme that holds the highest tax advantage for middle-income workers in Denmark. We find that for each unit of reduced saving in this pension scheme, only 63 percent is substituted to other types of saving.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/268920
    Edition: Version: November 1, 2022
    Series: CEBI working paper series ; 22, 17
    Subjects: Crowd-out; Savings; Retirement; Tax incentives; Household finance
    Scope: 1 Online-Ressource (circa 50 Seiten), Illustrationen
  15. Natural resource exploration as intangible investment
    Author: Soloveichik, Rachel
    Published: July 2022
    Publisher:  U.S. Department of Commerce, Bureau of Economic Analysis, Washington, DC

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: BEA working paper series ; WP2022, 9
    Subjects: Intangible; Natural Resource; Environment; Capital; Savings; Productivity
    Scope: 1 Online-Ressource (circa 30 Seiten), Illustrationen
  16. The smart money is in cash?
    financial literacy and liquid savings among U.S. families
    Author: Bhutta, Neil; Blair, Jacqueline; Dettling, Lisa J.
    Published: November 17, 2021
    Publisher:  Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, D.C.

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    Series: Finance and economics discussion series ; 2021, 076
    Subjects: Financial Literacy; Savings; Liquidity; Household Wealth; Household Finance
    Scope: 1 Online-Ressource (circa 43 Seiten), Illustrationen
  17. Old age savings and house price shocks
    Author: McGee, Rory
    Published: 2021
    Publisher:  Department of Economics, Social Science Centre, Western University, London, Ontario, Canada

    Elderly households hold most of their wealth in housing, maintain high levels of wealth throughout retirement, and often leave bequests. The value of their houses are subject to large shocks. To what extent do these shocks affect their savings,... more

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    Elderly households hold most of their wealth in housing, maintain high levels of wealth throughout retirement, and often leave bequests. The value of their houses are subject to large shocks. To what extent do these shocks affect their savings, consumption, and bequests? Answering this question requires separating precautionary savings, bequest motives, and the desire to remain in one's home. I develop and estimate a structural model of retirement savings decisions with realistic risks, housing, and heterogeneity in bequest preferences. I exploit policy changes to the taxation of housing and bequests to separately identify the different motives for holding wealth. Estimates show approximately half of retirees have no bequest motive. House price changes are quantitatively important, with 1/4 of increases passed on to future generations. I use the estimated model to evaluate means-tested programs insuring retirees' LTC expenses. I find exemptions providing marginal liquidity have larger insurance value than fully eliminating LTC expense risk per pound it costs the government.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/261275
    Series: Department of Economics research report series ; # 2021, 4 (November 2021)
    Subjects: Savings; Housing; Long Term Care; Ageing
    Scope: 1 Online-Ressource (circa 77 Seiten), Illustrationen
  18. Does the uptake of multiple climate smart agriculture practices enhance household savings, food security and household vulnerability to climate change? Insights from Zimbabwe
    Author: Okumu, Boscow; Ntuli, Herbert; Muchapondwa, Edwin; Mudiriza, Gibson; Mulong, Alfred
    Published: January 2022
    Publisher:  Economic Research Southern Africa, [Cape Town]

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    Language: English
    Media type: Book
    Format: Online
    Series: ERSA working paper ; 870
    Subjects: Climate Smart; food security; Savings; Vulnerability
    Scope: 1 Online-Ressource (circa 33 Seiten), Illustrationen
  19. Life-cycle inequality
    the black and white differential
    Author: De Giorgi, Giacomo; Gambetti, Luca; Naguib, Costanza
    Published: [2023]
    Publisher:  [Universität Bern, Faculty of Business, Economics and Social Sciences, Department of Economics], Bern, Switzerland

    With 20 years of PSID data, we document persistent racial differentials in life-cycle consumption dynamics. Starting from similar positions in the consumption distribution Blacks end up in lower percentiles than Whites. Education, income, and wealth... more

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    With 20 years of PSID data, we document persistent racial differentials in life-cycle consumption dynamics. Starting from similar positions in the consumption distribution Blacks end up in lower percentiles than Whites. Education, income, and wealth are three key drivers of these different dynamics. Blacks tend to save less, and hence have less buffer than the Whites to prevent them from falling in the lower part of the consumption distribution.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/278293
    Series: Discussion papers / Universität Bern, Faculty of Business, Economics and Social Sciences, Department of Economics ; 23, 01 (January, 2023)
    Subjects: Consumption; Income; Savings; Inequality; Persistence; Life-Cycle
    Scope: 1 Online-Ressource (circa 41 Seiten), Illustrationen
  20. Pension information and women's awareness
    Author: Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; Profeta, Paola; Rossi, Mariacristina; Villosio, Claudia
    Published: 04 July 2022
    Publisher:  Centre for Economic Policy Research, London

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; DP17437
    Subjects: Women; Pension; Savings; Financial Education
    Scope: 1 Online-Ressource (circa 39 Seiten), Illustrationen
  21. Tracing banks' credit allocation to their funding costs
    Author: Duquerroy, Anne; Matray, Adrien; Saidi, Farzad
    Published: 27 February 2022
    Publisher:  Centre for Economic Policy Research, London

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; DP17072
    Subjects: bank funding costs; monetary-policy transmission; deposits; credit supply; SMEs; Savings
    Scope: 1 Online-Ressource (circa 52 Seiten), Illustrationen
  22. Death and taxes and pensions
    Author: Adam, Stuart; Delestre, Isaac; Emmerson, Carl; Sturrock, David
    Published: [2022]
    Publisher:  Institute for Fiscal Studies, London

    The tax system treats funds that remain in a pension at death extremely favourably. Where an individual dies before age 75, funds remaining in their pension escape income tax entirely - there was income tax relief when the money was paid into the... more

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    The tax system treats funds that remain in a pension at death extremely favourably. Where an individual dies before age 75, funds remaining in their pension escape income tax entirely - there was income tax relief when the money was paid into the pension and no income tax when the money is taken out. Furthermore, any funds that remain in a pension at death (at any age) are not subject to inheritance tax. This results in the bizarre situation where pensions are treated more favourably by the tax system as a vehicle for bequests than they are as a retirement income vehicle. As such, there is a large incentive, for those who can, to use non-pension assets to fund their retirement while preserving their pensions for bequests. This report sets out some options for a more coherent tax treatment of funds that remain in a pension at death. The reforms we propose, potentially with some transitional arrangements, would make the tax system fairer and more economically efficient. The revenue raised by moving to a more sensible system, even if relatively modest in the near term, could be substantial in the longer term. This revenue could be used to cut taxes elsewhere - including income tax and inheritance tax - or to ease the planned squeeze on public spending.

     
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    Source: Union catalogues
    Contributor: Payne, Judith (HerausgeberIn)
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781801031134
    Other identifier:
    hdl: 10419/282907
    Series: IFS report ; R235
    Subjects: Savings; pensions and wealth; Taxes and benefits; Income taxes; Tax; Private pensions; Taxes on wealth and spending; Wealth
    Scope: 1 Online-Ressource (circa 27 Seiten), Illustrationen
  23. Nursing home aversion post-pandemic
    implications for savings and long-term care policy
    Author: Achou, Bertrand; De Donder, Philippe; Glenzer, Franca; Lee, Minjoon; Leroux, Marie-Louise
    Published: [2021]
    Publisher:  [ESG UQÀM, Département des sciences économiques, École des sciences de la gestion, Université du Québec à Montréal], [Montréal]

    COVID-19 outbreaks at nursing homes during the recent pandemic, which received ample media coverage, may have lasting negative impacts on individuals’ perceptions regarding nursing homes. We argue that this could have sizable and persistent... more

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    COVID-19 outbreaks at nursing homes during the recent pandemic, which received ample media coverage, may have lasting negative impacts on individuals’ perceptions regarding nursing homes. We argue that this could have sizable and persistent implications for savings and long-term care policies. We first develop a theoretical model predicting that higher nursing home aversion should induce higher savings and stronger support for policies subsidizing home care. We further document, based on a survey on Canadians in their 50s and 60s, that higher nursing home aversion is widespread: 72% of respondents are less inclined to enter a nursing home because of the pandemic. Consistent with our model, we find that the latter are much more likely to have higher intended savings for older age because of the pandemic. We also find that they are more likely to strongly support home care subsidies.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/264150
    Series: Document de travail / ESG UQÀM, Département des sciences économiques, École des sciences de la gestion, Université du Québec à Montréal ; no. 2021, 08 (Septembre 2021)
    Subjects: Pandemic Risk; Nursing Home; Long-Term Care; Savings; Public Policy
    Scope: 1 Online-Ressource (circa 58 Seiten), Illustrationen
  24. A year of COVID: the evolution of labour market and financial inequalities through the crisis
    Author: Crossley, Thomas F.; Fisher, Paul; Levell, Peter; Low, Hamish
    Published: [2021]
    Publisher:  Department of Economics, University of Oxford, Oxford

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 454
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Department of Economics discussion paper series / University of Oxford ; number 954 (October 2021)
    Subjects: COVID-19; Savings; Inequality
    Scope: 1 Online-Ressource (circa 37 Seiten), Illustrationen
  25. Nursing home aversion post-pandemic
    implications for savings and long-term care policy
    Author: Achou, Bertrand; De Donder, Philippe; Glenzer, Franca; Lee, Minjoon; Leroux, Marie-Louise
    Published: September 2021
    Publisher:  Toulouse School of Economics, [Toulouse]

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 330
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working papers / Toulouse School of Economics ; no 1249
    Subjects: Pandemic Risk; Nursing Home; Long-Term Care; Savings; Public Policy
    Scope: 1 Online-Ressource (circa 57 Seiten), Illustrationen