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  1. Reverse mortgages and financial literacy
    Author: Choinière-Crèvecoeur, Ismael; Michaud, Pierre-Carl
    Published: February 2023
    Publisher:  Retirement and Savings Institute, [Montréal]

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 721
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Institut sur la retraite et l'épargne, HEC Montréal ; no. 12
    Subjects: reverse mortgages; savings; retirement planning; insurance
    Scope: 1 Online-Ressource (circa 70 Seiten), Illustrationen
  2. Reverse mortgages and financial literacy
    Author: Choinière-Crèvecoeur, Ismael; Michaud, Pierre-Carl
    Published: [2023]
    Publisher:  CIRANO, [Montréal]

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    Verlag (kostenfrei)
    Verlag (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 903
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / CIRANO ; 2023s, 06
    Subjects: reverse mortgages; savings; retirement planning; insurance
    Scope: 1 Online-Ressource (circa 70 Seiten), Illustrationen
  3. Unlocking housing equity in Japan
    Author: Mitchell, Olivia S.; Piggott, John
    Published: 2004
    Publisher:  National Bureau of Economic Research, Cambridge, Mass.

    "Prior literature on asset patterns among the elderly often overlooks housing wealth as a determinant of retiree wealth, particularly in the Japanese context. Yet releasing equity in housing may be a natural mechanism to boost consumption, reduce... more

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    W 1 (10340)
    Inter-library loan:
    Unlimited inter-library loan, copies and loan

     

    "Prior literature on asset patterns among the elderly often overlooks housing wealth as a determinant of retiree wealth, particularly in the Japanese context. Yet releasing equity in housing may be a natural mechanism to boost consumption, reduce public pension liability, and mitigate the demand for long-term care facilities in Japan. Our study evaluates what might be needed to implement reverse mortgages (RMs) in this country. Policies could include exempting RMs from capital gains tax and transactions tax, along with mechanisms to make annuity income flows nontaxable, along with interest rate accruals for RMs. In addition, housing market reforms to enhance information flows would be needed, particularly regarding new and existing housing trades, which could permit the securitization of housing loans and lines of credit. Other improvements in capital markets could also help, including the establishment of reinsurance mechanisms to help lenders offer these reverse mortgages while having some protection against crossover risk. In the Japanese case, demand for RMs will be dampened by declining residential housing values as well as low interest rates and long life expectancies. Nevertheless, we conclude that RMs might be a good way to finance elderly consumption in Japan, particularly against the backdrop of governmental financial stringencies"--National Bureau of Economic Research web site

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Print
    Series: NBER working paper series ; 10340
    Subjects: Immobilienpreis; Vermögen; Hypothek; Verbriefung; Altersvorsorge; Japan; reverse mortgages; Housing; Equity; Older people
    Scope: 46 S
    Notes:

    Internetausg.: papers.nber.org/papers/w10340.pdf - lizenzpflichtig

    Literaturverz. S. 42 - 46
  4. Long-term care insurance financing using home equity release: evidence from an online experimental survey evidence from an online experimental survey
    Author: Hanewald, Katja; Bateman, Hazel; Fang, Hanming; Ho, Tin Long
    Published: 1-14-2022
    Publisher:  Population Studies Center, [Philadelphia, PA]

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 441
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Population Center Working Papers (PSC/PARC) / Population Studies Center ; 2022, 81
    Subjects: long-term care insurance; housing; reverse mortgages; home reversion; China
    Scope: 1 Online-Ressource (circa 85 Seiten), Illustrationen
  5. Long-term care insurance financing using home equity release
    evidence from an online experimental survey
    Author: Hanewald, Katja; Bateman, Hazel; Fang, Hanming; Ho, Tin Long
    Published: [2022]
    Publisher:  CEPAR, ARC Centre of Excellence in Population Ageing Research, [Kensington, NSW]

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / CEPAR, ARC Centre of Excellence in Population Ageing Research ; 2022, 01
    Subjects: Long-term care insurance; housing; reverse mortgages; home reversion; China
    Scope: 1 Online-Ressource (circa 36 Seiten), Illustrationen
  6. Low demand for reverse mortgages in Canada
    price, knowledge or preferences?
    Author: Choinière-Crèvecoeur, Ismael; Michaud, Pierre-Carl
    Published: [2021]
    Publisher:  CIRANO, [Montréal]

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    Verlag (kostenfrei)
    Verlag (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Cahier scientifique / CIRANO ; 2021s, 38
    Subjects: reverse mortgages; savings; retirement planning; insurance
    Scope: 1 Online-Ressource (circa 63 Seiten), Illustrationen
  7. Low demand for reverse mortgages in Canada
    price, knowledge or preferences?
    Author: Choinière Crèvecoeur, Ismaël; Michaud, Pierre-Carl
    Published: September 2021
    Publisher:  Chaire de recherche sur les enjeux économiques intergénérationnels, [Montréal]

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    Verlag (kostenfrei)
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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 834
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Cahier de recherche / Chaire de recherche sur les enjeux économiques intergénérationnels ; 21, 07
    Subjects: reverse mortgages; savings; retirement planning; insurance
    Scope: 1 Online-Ressource (circa 62 Seiten), Illustrationen