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Displaying results 1 to 11 of 11.

  1. Illiquid collateral and bank lending during the European sovereign debt crisis
    Published: [2017]
    Publisher:  Banque de France, [Paris]

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Banque de France ; #631 (May 2017)
    Subjects: collateral; loans; central bank; euro crisis
    Scope: 1 Online-Ressource (circa 30 Seiten), Illustrationen
  2. UAE banks' performance and the oil price shock
    indicators for conventional and Islamic banks
    Published: [2019]
    Publisher:  Economic Research Forum (ERF), Dokki, Giza, Egypt

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 592
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper series / Economic Research Forum ; no. 1284 (January 2019)
    Subjects: Islamic banks; conventional banks; United Arab Emirates; oil price fall; banks’performance; loans; deposits
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  3. Banks' liquidity transformation rate
    determinants and impact on lending
    Published: [2023]
    Publisher:  Banca d'Italia, Rome, Italy

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; number 32 (March 2023)
    Subjects: Liquidity transformation rate; Liquidity Coverage Ratio; central bank credit operations; collateral assets; Covid-19 pandemic; loans
    Scope: 1 Online-Ressource (circa 47 Seiten), Illustrationen
  4. The pass-through of market interest rates to bank interest rates
    Published: 2023
    Publisher:  Banco de España, Madrid

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
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    Series: Documentos ocasionales / Banco de España ; no. 2312
    Subjects: monetary policy; interest rate pass-through; bank lending channel; loans; retaildeposits; heterogeneity
    Scope: 1 Online-Ressource (circa 21 Seiten), Illustrationen
  5. Who gives and receives substantial financial transfers in Britain?
    Published: [2023]
    Publisher:  Institute for Fiscal Studies, [London]

    We document key patterns in the flow of significant gifts and loans between friends and family in Great Britain, using newly-available data from the Wealth and Assets Survey. We identify a number of new stylised facts. Gifts and loans are generally... more

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    We document key patterns in the flow of significant gifts and loans between friends and family in Great Britain, using newly-available data from the Wealth and Assets Survey. We identify a number of new stylised facts. Gifts and loans are generally intergenerational transfers: 83% of the value of gifts and 68% of the value of loans is made by parents to their children. Transfers increase inequality in economic resources over the early years of adult life. Over an 8-year period, cumulative transfers received are worth 0.5% of income for those in the bottom quintile compared to 2.6% of income for the top quintile. By contrast, they are larger as a share of current wealth for those with lower wealth levels, illustrating the importance of heterogeneous savings rates. Transfers strengthen the transmission of inequalities across generations. More than half of the value of gifts is given by the wealthiest fifth of individuals, and transfer receipt widens the gaps in resources between those with higher and lower socio-economic status parents in both absolute and percentage terms. There are substantive differences in the receipt of transfers by region and ethnicity. While much of the regional differences in giving appear to be driven by regional wealth differences, those in the South of England are substantially more likely to give gifts for a given wealth level.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/284234
    Series: Working paper / lnstitute for Fiscal Studies ; 23, 08
    Subjects: Inter-vivos transfers; gifts; loans; wealth
    Scope: 1 Online-Ressource (circa 38 Seiten), Illustrationen
  6. What drives the timing of inter-vivos transfers?
    Published: [2023]
    Publisher:  Institute for Fiscal Studies, [London]

    Understanding the drivers of wealth transfers during life is crucial to understanding the intergenerational transmission of inequality, the optimal design of social insurance, and the efficacy of expansionary fiscal policy. To shed light on this, we... more

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    DS 141
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    Understanding the drivers of wealth transfers during life is crucial to understanding the intergenerational transmission of inequality, the optimal design of social insurance, and the efficacy of expansionary fiscal policy. To shed light on this, we analyse the relationships between giving and receiving significant wealth transfers and experiencing key life events. We use newly-available data from the UK Wealth and Assets Survey to investigate recipients’ self-reported transfer use, alongside measures of life event transitions contemporaneous with transfer receipt. Our findings suggest that substantial intergenerational transfers help recipients to make consumption or investment decisions with a up-front fixed cost, like moving into homeownership, rather than providing intra-family insurance of shocks. This is particularly the case for those with more affluent parents. Events in givers’ lives, including receiving an inheritance and being widowed, also have the potential to explain a substantial share of transfers made. Becoming a widow is strongly associated with an increased likelihood of making a transfer, but this is not the case for new widowers, consistent with gender differences in preferences for making transfers.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/284235
    Series: Working paper / lnstitute for Fiscal Studies ; 23, 09
    Subjects: nter-vivos transfers; gifts; loans; wealth
    Scope: 1 Online-Ressource (circa 43 Seiten), Illustrationen
  7. Banks are not intermediaries of loanable funds and why this matters
    Published: 2015
    Publisher:  Bank of England, London

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 198 (529)
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Bank of England ; 529
    Subjects: Banks; financial intermediation; loanable funds; money creation; loans; deposits; leverage; spreads
    Scope: Online-Ressource (57 S.), graph. Darst.
  8. Bank lending rates and the remuneration for risk
    evidence from portfolio and loan level data
    Published: [2022]
    Publisher:  European Central Bank, Frankfurt am Main, Germany

    We employ interest rates and expected loss probabilities from the 2021 EBA Stress Test dataset and euro area credit registries to examine whether the risk-return relationship holds in banking. After controlling for bank, loan, and debtor... more

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    We employ interest rates and expected loss probabilities from the 2021 EBA Stress Test dataset and euro area credit registries to examine whether the risk-return relationship holds in banking. After controlling for bank, loan, and debtor characteristics as well as macroeconomic conditions, results indicate that a risk-return relationship in bank lending is present but varies significantly across and within borrower segments. While bank lending rates appear to be quite responsive to risks towards households, results suggest that banks only significantly increase interest rates towards non-financial corporations that reside in the riskiest quantiles of the distribution. This potentially implies the presence of a cross-subsidization effect of credit risk.

     

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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789289954013
    Other identifier:
    hdl: 10419/278228
    Series: Working paper series / European Central Bank ; no 2753 (November 2022)
    Subjects: risk-return; credit register; banking; loans; interest rates
    Scope: 1 Online-Ressource (circa 46 Seiten), Illustrationen
  9. Price regulation in credit markets
    a trade-off between consumer protection and credit access
    Published: 2021
    Publisher:  Stanford Institute for Economic Policy Research (SIEPR), Stanford, CA

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
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    Series: Working paper / SIEPR Stanford Institute for Economic Policy Research ; no. 21, 047 (September, 2021)
    Subjects: credit; loans; interest rate caps; regulation; selection; competition
    Scope: 1 Online-Ressource (circa 50 Seiten), Illustrationen
  10. Illiquid collateral and bank lending during the European sovereign debt crisis
    Published: [2017]
    Publisher:  Université de Paris Ouest Nanterre La Défense, Nanterre

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 334 (2017,21)
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / EconomiX ; 2017, 21
    Subjects: collateral; loans; central bank; euro crisis
    Scope: 1 Online-Ressource (circa 28 Seiten), Illustrationen
  11. China as an international creditor
    Published: [2021]
    Publisher:  BOFIT, Helsinki

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 324
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 123456789/17921
    hdl: 10419/251706
    Series: BOFIT policy brief ; 2021, no. 5
    Subjects: China; loans; loan restructuring; low-income and emerging economies
    Scope: 1 Online-Ressource (circa 15 Seiten), Illustrationen