Skip to main navigation Skip to main content
info(at)avldigital.remove-this.de
Deutsch English
Last searches

Results for *

Displaying results 1 to 8 of 8.

  1. Appraising home purchase appraisals
    Author: Calem, Paul Seth; Lambie-Hanson, Lauren; Nakamura, Leonard Isamu; Kenney, Jeanna H.
    Published: December 2018
    Publisher:  Research Department, Federal Reserve Bank of Philadelphia, Philadelphia, PA

    Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are rarely below the purchase contract price: Some 30% of appraisals in our sample are exactly at the home price (with less than 10% of... more

    Access:
    Verlag (kostenfrei)

    Location:
    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
    Inter-library loan:
    No inter-library loan

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 438
    Inter-library loan:
    No inter-library loan

     

    Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are rarely below the purchase contract price: Some 30% of appraisals in our sample are exactly at the home price (with less than 10% of them below it). We lay out a basic theoretical framework to explain how appraisers’ incentives within the institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the contract price). Consistent with the theory, we observe a higher frequency of appraisal equal to contract price and a higher incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals appear to be less informative for default risk measurement compared with automated valuation models

     
    Export to reference management software   RIS file
      BibTeX file
    Content information
    Volltext (kostenfrei)
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Research Department, Federal Reserve Bank of Philadelphia ; 18, 28 (December 2018)
    FRB of Philadelphia Working Paper ; No. 18-28
    Subjects: information; mortgage; regulation; appraisal; mortgage default; foreclosure
    Scope: 1 Online-Ressource (circa 56 Seiten), Illustrationen
  2. Low-income-rental-housing programs in the fourth district
    Published: 2013
    Publisher:  Federal Reserve Bank of Cleveland, Cleveland, Ohio

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    Keine Speicherung
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Content information
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / Federal Reserve Bank of Cleveland ; 1311
    Subjects: foreclosure; housing prices; neighborhood effects
    Scope: Online-Ressource (24 S.), graph. Darst.
  3. A cost-benefit analysis of judicial foreclosure delay and a preliminary look at new mortgage servicing rules
    Author: Cordell, Larry; Lambie-Hanson, Lauren
    Published: 2015
    Publisher:  Federal Reserve Bank of Philadelphia, Research Dep., Philadelphia, Pa.

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Content information
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working papers / Federal Reserve Bank of Philadelphia, Research Department ; 15,14
    Subjects: Mortgage; foreclosure; regulation
    Scope: Online-Ressource (33 S.), graph. Darst., Kt.
  4. The determinants of mortgage defaults in Australia
    evidence for the double-trigger hypothesis
    Author: Bergmann, Michelle
    Published: July 2020
    Publisher:  Reserve Bank of Australia, [Sydney]

    Access:
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)
    Verlag (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 782
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    Series: Research discussion paper / Reserve Bank of Australia ; RDP 2020, 03
    Subjects: mortgage; mortgage default; foreclosure; loan-level data
    Scope: 1 Online-Ressource (circa 58 Seiten), Illustrationen
  5. Foreclosure kids
    examining the early adult credit usage of adolescents affected by foreclosure
    Author: Santucci, Larry; Barca, Alaina; Schultz, Leigh-Ann
    Published: [2022]
    Publisher:  Research Department, Federal Reserve Bank of Philadelphia, Philadelphia, PA

    Access:
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 438
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    Series: Working papers / Research Department, Federal Reserve Bank of Philadelphia ; 22, 21 (August 2022)
    Subjects: foreclosure; credit scores; intergenerational credit; household finance
    Scope: 1 Online-Ressource (circa 38 Seiten), Illustrationen
  6. Single monopoly profits, vertical mergers, and downstream entry deterrence
    Author: Hunold, Matthias; Schad, Jannika
    Published: December 2021
    Publisher:  Heinrich-Heine-University Düsseldorf, Düsseldorf Institute for Competition Economics (DICE), Düsseldorf, Germany

    We review the Chicago school's single monopoly profit theory whereby an upstream monopolist cannot increase its profits through vertical integration as it has sufficient market power anyways. In our model the dominant supplier has full bargaining... more

    Access:
    Verlag (kostenfrei)
    Resolving-System (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    DS 256
    Inter-library loan:
    No inter-library loan

     

    We review the Chicago school's single monopoly profit theory whereby an upstream monopolist cannot increase its profits through vertical integration as it has sufficient market power anyways. In our model the dominant supplier has full bargaining power and uses observable two-part tariffs. We show that, by vertically integrating with a downstream incumbent, the supplier can profitably commit to pricing more aggressively if a downstream entrant refuses its supply contract. This can deter welfare-enhancing entry. The anti-competitive effects arise from the seemingly pro-competitive elimination of double marginalization. We relate our model to hybrid platforms and, in particular, Apple's App store.

     
    Export to reference management software   RIS file
      BibTeX file
    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9783863043728
    Other identifier:
    hdl: 10419/248249
    Series: Discussion paper / Düsseldorf Institute for Competition Economics (DICE) ; no 373
    Subjects: double marginalization; entry deterrence; exclusive dealing; foreclosure; verticalmerger
    Scope: 1 Online-Ressource (circa 48 Seiten)
  7. Visa's abandoned plan to acquire plaid
    what could have been a textbook case of a killer acquisition
    Author: Marty, Frédéric; Warin, Thierry
    Published: [2021]
    Publisher:  CIRANO, [Montréal]

    Access:
    Verlag (kostenfrei)
    Verlag (kostenfrei)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Cahier scientifique / CIRANO ; 2021s, 39
    Subjects: mergers control; killer acquisitions; digital ecosystems; foreclosure; damage to innovation; fintech
    Scope: 1 Online-Ressource (circa 30 Seiten), Illustrationen
  8. The competitive effects of vertical integration in platform markets
    Author: Pouyet, Jérôme; Thomas, Trégouët
    Published: 13 September 2021
    Publisher:  Centre for Economic Policy Research, London

    Access:
    Verlag (lizenzpflichtig)

    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    LZ 161
    Inter-library loan:
    No inter-library loan

    Location:
    Universitätsbibliothek Mannheim
    Inter-library loan:
    No inter-library loan
    Export to reference management software   RIS file
      BibTeX file
    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; DP16545
    Subjects: vertical integration; platform markets; network effects; foreclosure
    Scope: 1 Online-Ressource (circa 44 Seiten), Illustrationen