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Displaying results 1 to 7 of 7.

  1. Place-based policies: opportunity for deprived schools or zone-and-shame effect?
    Author: Garrouste, Manon; Lafourcade, Miren
    Published: [2022]
    Publisher:  Paris School of Economics, Paris

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 331
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Edition: This version: December 2022
    Series: Working paper / Paris School of Economics ; no 2022, 42
    Subjects: School choices; Territorial stigmatization; Redlining; Urban segregation; Sorting
    Scope: 1 Online-Ressource (circa 57 Seiten), Illustrationen
  2. Place-based policies
    opportunity for deprived schools or zone-and-shame effect?
    Author: Garrouste, Manon; Lafourcade, Miren
    Published: [2023]
    Publisher:  Institut d’Economia de Barcelona, Facultat d’Economia i Empresa, Universitat de Barcelona, Barcelona, Spain

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    Location:
    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 498
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Edition: Version December 2022
    Series: Array ; 2023, 01
    Subjects: School choices; Territorial stigmatization; Redlining; Urban segregation; Sorting
    Scope: 1 Online-Ressource (circa 60 Seiten), Illustrationen
  3. The lasting impact of historical residential security maps on experienced segregation
    Author: Aaronson, Daniel; Han, Joel Kaiyuan; Hartley, Daniel A.; Mazumder, Bhashkar
    Published: [2023]
    Publisher:  Federal Reserve Bank of Chicago, [Chicago, Illinois]

    We study the impact of the 1930s HOLC residential security maps on experienced segregation based on cell phone records which track visits out of and into home neighborhoods. We compare adjacent neighborhoods, one of which was assigned a lower grade... more

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    DS 244
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    We study the impact of the 1930s HOLC residential security maps on experienced segregation based on cell phone records which track visits out of and into home neighborhoods. We compare adjacent neighborhoods, one of which was assigned a lower grade for creditworthiness than the other. We use a sample of neighborhood borders which, based on estimated propensity scores, are likely to have been drawn for idiosyncratic reasons. Neighborhoods on the lower graded side of the border are associated with more visits to other historically lower graded destination neighborhoods. Today, these destination neighborhoods tend to have lower household income and, in some cases, lower educational attainment. We find that these disparities in visits are not driven by work commutes, very local visits, or differences in income. We also find similar disparities for incoming visits. Finally, we study the impact of the maps on non-residential segregation at the city level, based on a comparison of cities around a population cutoff that determined whether a city was included in the HOLC program. Using transition matrices, we describe visit probabilities across the distribution of home and destination neighborhood incomes. In cities with HOLC maps, visits across neighborhood income lines are less common, but this effect is less pronounced for the richest home neighborhoods. These findings suggest that these historical "redlining" maps affect non-residential segregation and the social interactions of urban residents in the present day.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/284074
    Series: [Working paper] / Federal Reserve Bank of Chicago ; WP 2023, 33 (September 2023)
    Subjects: Redlining; access to credit; experienced segregation; intergroup exposure; within-city mobility
    Scope: 1 Online-Ressource (circa 30 Seiten), Illustrationen
  4. Place-based policies
    opportunity for deprived schools or zone-and-shame effect?
    Author: Garrouste, Manon; Lafourcade, Miren
    Published: 14 December 2022
    Publisher:  Centre for Economic Policy Research, London

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    LZ 161
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    Location:
    Universitätsbibliothek Mannheim
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Array ; DP17750
    Subjects: School choices; Territorial stigmatization; Redlining; Urban segregation; Sorting
    Scope: 1 Online-Ressource (circa 58 Seiten), Illustrationen
  5. Does giving CRA credit for loan purchases increase mortgage credit in low-to-moderate income communities?
    Author: Brevoort, Kenneth P.
    Published: June 07, 2022
    Publisher:  Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, Washington, D.C.

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    Signature:
    VS 412
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    Series: Finance and economics discussion series ; 2022, 047
    Subjects: Community Reinvestment Act (CRA); Mortgage lending; Redlining; Low- and moderate income (LMI)
    Scope: 1 Online-Ressource (circa 64 Seiten), Illustrationen
  6. New evidence on redlining by federal housing programs in the 1930s
    Author: Fishback, Price; Rose, Jonathan; Snowden, Kenneth A.; Storrs, Thomas
    Published: [2022]
    Publisher:  Federal Reserve Bank of Chicago, [Chicago, Illinois]

    We show that the Federal Housing Administration (FHA), from its inception in the 1930s, did not insure mortgages in low income urban neighborhoods where the vast majority of urban Black Americans lived. The agency evaluated neighborhoods using... more

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    DS 244
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    We show that the Federal Housing Administration (FHA), from its inception in the 1930s, did not insure mortgages in low income urban neighborhoods where the vast majority of urban Black Americans lived. The agency evaluated neighborhoods using block-level information collected by New Deal relief programs and the Census in many cities. The FHA's exclusionary pattern predates the advent of the infamous maps later made by the Home Owners' Loan Corporation (HOLC) and shows little change after the drafting of those maps. In contrast, the HOLC itself broadly loaned to such neighborhoods and to Black homeowners. We conclude that the HOLC's redlining maps had little effect on the geographic distribution of either program's mortgage market activity, and that the FHA crafted and implemented its own redlining methodology prior to the HOLC.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/251011
    Series: [Working paper] / Federal Reserve Bank of Chicago ; WP 2022, 01 (January 3, 2022)
    Subjects: Redlining; mortgage history
    Scope: 1 Online-Ressource (circa 42 Seiten), Illustrationen
  7. Mapping out institutional discrimination
    the economic effects of federal "redlining"
    Author: Hynsjö, Disa M.; Perdoni, Luca
    Published: April 2024
    Publisher:  CESifo, Munich, Germany

    This paper proposes a novel empirical strategy to estimate the causal effects of federal "redlining" - the mapping and grading of US neighborhoods by the Home Owners' Loan Corporation (HOLC). In the late 1930s, a federal agency created color-coded... more

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    Signature:
    DS 63
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    This paper proposes a novel empirical strategy to estimate the causal effects of federal "redlining" - the mapping and grading of US neighborhoods by the Home Owners' Loan Corporation (HOLC). In the late 1930s, a federal agency created color-coded maps to summarize the financial risk of granting mortgages in different neighborhoods, together with forms describing the presence of racial and ethnic minorities as "detrimental". Our analysis exploits an exogenous population cutoff: only cities above 40,000 residents were mapped. We employ a difference-indifferences design, comparing areas that received a particular grade with neighborhoods that would have received the same grade if their city had been mapped. The control neighborhoods are defined using a machine learning algorithm trained to draw HOLC-like maps using newly geocoded full-count census records. Our findings support the view that HOLC maps further concentrated economic disadvantage. For the year 1940, we find a substantial reduction in property values and a moderate increase in the share of African American residents in areas with the lowest grade. Such negative effects on property values persisted until the early 1980s. The magnitude of the results is higher in historically African American neighborhoods. The empirical results show that a government-supplied, data-driven information tool can coordinate exclusionary practices and amplify their consequences.

     
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: CESifo working papers ; 11098 (2024)
    Subjects: Redlining; neighborhoods; discrimination; machine-learning
    Scope: 1 Online-Ressource (circa 65 Seiten), Illustrationen