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Displaying results 1 to 11 of 11.

  1. Being in good hands
    deposit insurance and peers financial sophistication
    Published: [2019]
    Publisher:  De Nederlandsche Bank NV, Amsterdam, the Netherlands

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Working paper / De Nederlandsche Bank NV ; no. 638 (May 2019)
    Subjects: Savings; Deposit Insurance; Peer Effects
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  2. The macroeconomic effects of a European deposit (re-)insurance scheme
    Published: 2023
    Publisher:  DIW Berlin, German Institute for Economic Research, Berlin

    Recent proposals for a still missing European deposit insurance scheme (EDIS) argue in favor of a reinsurance framework. In this paper, we use a regime-switching open-economy DSGE model with bank default to assess the relative efficiency of such a... more

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    Recent proposals for a still missing European deposit insurance scheme (EDIS) argue in favor of a reinsurance framework. In this paper, we use a regime-switching open-economy DSGE model with bank default to assess the relative efficiency of such a scheme. We find that reinsurance by EDIS is more effective in stabilizing real activity, credit, and welfare than a national fiscal backstop. We demonstrate that risk-weighted contributions to EDIS are welfare-beneficial for depositors and discuss trade-offs policymakers face during the implementation of EDIS. We also find that macroprudential regulation and EDIS can complement each other and that EDIS can prevent bank runs under certain conditions.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/271658
    Edition: April 18, 2023 (revised version)
    Series: Discussion papers / Deutsches Institut für Wirtschaftsforschung ; 1873
    Subjects: Banking Union; Deposit Insurance; Risk-Sharing
    Scope: 1 Online-Ressource (circa 81 Seiten), Illustrationen
  3. The case for depositor preference
    Published: December 2020
    Publisher:  International Monetary Fund, Monetary and Capital Markets Department and Legal Department, Washington, DC, USA

    This technical note and manual (TNM) addresses the following issues: advantages and disadvantages of different types of depositor preference, international best practice and experience in adopting depositor preference, and introducing depositor... more

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    Staatsbibliothek zu Berlin - Preußischer Kulturbesitz, Haus Unter den Linden
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    This technical note and manual (TNM) addresses the following issues: advantages and disadvantages of different types of depositor preference, international best practice and experience in adopting depositor preference, and introducing depositor preference in jurisdictions with or without deposit insurance

     

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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781513557397
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    Series: Technical notes and manuals ; TNM/2020, 002
    Subjects: Depositor Preference; Deposit Insurance; Bank; Creditor Hierarchy
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  4. The role for deposit insurance funds in dealing with failing banks in the European Union
    Published: 2022 JAN
    Publisher:  International Monetary Fund, [Washington, D.C.]

    This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of... more

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    This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of small and medium-sized banks in the European Union: making resolution the norm for dealing with failing banks; establishing a common DIS for the European Union; and increasing funding and backstops for deposit insurance while removing constraints on their use for resolution measures. Without these changes, the European Union will continue to be challenged by banks that are too small for resolution and too large for liquidation

     

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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781616358075
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    Series: Working paper / International Monetary Fund ; WP/22, 2
    Subjects: Deposit Insurance; Bank Resolution; Banking Union; Crisis Preparedness; Crisis Management; Euro Area; European Union; Financial Crisis; Financial Stability; Banks; Depository Institutions; Financial Institutions and Services; Micro Finance Institutions; Mortgages
    Scope: 1 Online-Ressource (circa 27 Seiten), Illustrationen
  5. Dynamic prudential regulation
    Published: 2012
    Publisher:  Dep. of Economics, Univ. of Birmingham, Birmingham

    Niedersächsische Staats- und Universitätsbibliothek Göttingen
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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Department of Economics discussion paper / Department of Economics, The University of Birmingham ; 12-13
    Subjects: Capital Regulation; Deposit Insurance; Risk-shifting
    Scope: Online-Ressource (PDF-Datei: 30 S.)
  6. Banks and sovereigns
    a model of mutual contagion
    Published: August 2016
    Publisher:  School of Economics and Political Science, Department of Economics, University of St.Gallen, St. Gallen

    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: Discussion paper / Universität St. Gallen, School of Economics and Political Science, Department of Economics ; no. 2016, 14 (August 2016)
    Subjects: Sovereign Debt Crisis; Financial Risk; Contagion; Deposit Insurance
    Scope: 1 Online-Ressource (circa 56 Seiten), Illustrationen
  7. Funding deposit insurance
    Published: [2022]
    Publisher:  European Central Bank, Frankfurt am Main, Germany

    We present a quantitative model of deposit insurance. We characterize the policymaker's optimal choices of coverage for depositors and premiums raised from banks. Premiums contribute to a deposit insurance fund that lowers taxpayers' resolution cost... more

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    We present a quantitative model of deposit insurance. We characterize the policymaker's optimal choices of coverage for depositors and premiums raised from banks. Premiums contribute to a deposit insurance fund that lowers taxpayers' resolution cost of bank failures. We find that riskadjusted premiums reduce moral hazard, enabling the policymaker to increase deposit insurance coverage by 3 percentage points and decrease the share of expected annual bank failures from 0.66% to 0.16%. The model predicts a fund-to-covered-deposits ratio that matches the data and declines in taxpayers' income due to taxpayers' risk aversion.

     

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    Source: Union catalogues
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9789289952897
    Other identifier:
    hdl: 10419/269111
    Series: Array ; no 2704 (August 2022)
    Subjects: Deposit Insurance; Bank Runs; Bank Regulation
    Scope: 1 Online-Ressource (circa 62 Seiten), Illustrationen
  8. The role for deposit insurance funds in dealing with failing banks in the European Union
    Published: 2022 JAN
    Publisher:  International Monetary Fund, [Washington, D.C.]

    This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of... more

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    Universitätsbibliothek Braunschweig
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    Helmut-Schmidt-Universität, Universität der Bundeswehr Hamburg, Universitätsbibliothek
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    Technische Informationsbibliothek (TIB) / Leibniz-Informationszentrum Technik und Naturwissenschaften und Universitätsbibliothek
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    VS 301
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    E-Book Nationallizenz IMF
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    E-Book International Monetary Fund
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    E-Book IMF
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    Hochschule Albstadt-Sigmaringen, Bibliothek Sigmaringen
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    This paper argues that in the European Union (EU) deposit insurance funds are too difficult to use in bank resolution and too easy to use outside resolution. The paper proposes reforms in three areas for the effective management of bank failures of small and medium-sized banks in the European Union: making resolution the norm for dealing with failing banks; establishing a common DIS for the European Union; and increasing funding and backstops for deposit insurance while removing constraints on their use for resolution measures. Without these changes, the European Union will continue to be challenged by banks that are too small for resolution and too large for liquidation

     

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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781616358075
    Other identifier:
    Series: Working paper / International Monetary Fund ; WP/22, 2
    Subjects: Deposit Insurance; Bank Resolution; Banking Union; Crisis Preparedness; Crisis Management; Euro Area; European Union; Financial Crisis; Financial Stability; Banks; Depository Institutions; Financial Institutions and Services; Micro Finance Institutions; Mortgages
    Scope: 1 Online-Ressource (circa 27 Seiten), Illustrationen
  9. The case for depositor preference
    Published: December 2020
    Publisher:  International Monetary Fund, Monetary and Capital Markets Department and Legal Department, Washington, DC, USA

    This technical note and manual (TNM) addresses the following issues: advantages and disadvantages of different types of depositor preference, international best practice and experience in adopting depositor preference, and introducing depositor... more

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    Verlag (kostenfrei)
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    Staats- und Universitätsbibliothek Bremen
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    Technische Universität Hamburg, Universitätsbibliothek
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    Technische Informationsbibliothek (TIB) / Leibniz-Informationszentrum Technik und Naturwissenschaften und Universitätsbibliothek
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    Duale Hochschule Baden-Württemberg Heidenheim, Bibliothek
    e-Book Nationallizenz
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    Thüringer Universitäts- und Landesbibliothek
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    Fachhochschule Kiel, Zentralbibliothek
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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
    VS 303
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    Universitätsbibliothek Leipzig
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    Leuphana Universität Lüneburg, Medien- und Informationszentrum, Universitätsbibliothek
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    Duale Hochschule Baden-Württemberg Mosbach, Bibliothek
    E-Book Nationallizenz IMF
    No inter-library loan
    Hochschule Offenburg, University of Applied Sciences, Bibliothek Campus Offenburg
    E-Book International Monetary Fund
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    Hochschulbibliothek Pforzheim, Bereichsbibliothek Technik und Wirtschaft
    e-Book International Monetary Fund eLibrary
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    Duale Hochschule Baden-Württemberg Ravensburg, Bibliothek
    E-Book IMF
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    Hochschule Albstadt-Sigmaringen, Bibliothek Sigmaringen
    No loan of volumes, only paper copies will be sent

     

    This technical note and manual (TNM) addresses the following issues: advantages and disadvantages of different types of depositor preference, international best practice and experience in adopting depositor preference, and introducing depositor preference in jurisdictions with or without deposit insurance

     

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    Source: Staatsbibliothek zu Berlin
    Language: English
    Media type: Ebook
    Format: Online
    ISBN: 9781513557397
    Other identifier:
    Series: Technical notes and manuals ; TNM/2020, 002
    Subjects: Depositor Preference; Deposit Insurance; Bank; Creditor Hierarchy
    Scope: 1 Online-Ressource (circa 29 Seiten), Illustrationen
  10. Reset required
    the euro area crisis management and deposit insurance framework
    Published: [2021]
    Publisher:  Leibniz Institute for Financial Research SAFE, Sustainable Architecture for Finance in Europe, Frankfurt am Main

    The crisis management and deposit insurance (CMDI) framework in the euro area requires a reset. Although its policy objectives remain valid, the means of achieving them do not. As the euro area comes the end of the long transition period taken to... more

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    DS 430
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    The crisis management and deposit insurance (CMDI) framework in the euro area requires a reset. Although its policy objectives remain valid, the means of achieving them do not. As the euro area comes the end of the long transition period taken to implement the BRRD/SRMR, it should take the opportunity to reset expectations about resolution. Above all, resolution should be for the many, not just the few. There should be a single presumptive path for dealing with failed banks: the use of bail-in to facilitate orderly liquidation under a solvent-wind down strategy. This will protect deposits and set the stage - together with the backstop that the European Stability Mechanism provides to the Single Resolution Fund (SRF) -- for the transformation of the SRF into the Single Deposit Guarantee Scheme (SDGS). To avoid forbearance, responsibility for emergency liquidity assistance (ELA) should rest, not with national central banks, but with the ECB as a single lender of last resort. Finally, national deposit guarantee schemes should function as institutional protection schemes and become investors of last resort in their member banks. Together, these measures would complete Banking Union, promote market discipline, avoid imposing additional burdens on taxpayers, help untie the doom loop between weak banks and weak governments, strengthen the euro and enhance financial stability.

     

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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Other identifier:
    hdl: 10419/233858
    Series: SAFE white paper ; no. 85 (April 2021)
    Subjects: Deposit Insurance; Crisis Management; BRRD; Resolution
    Scope: 1 Online-Ressource (circa 33 Seiten), Illustrationen
  11. The Commission proposal to reform the EU bank crisis management framework
    a selected analysis
    Published: December 2023
    Publisher:  Single Resolution Board, Brussels

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    ZBW - Leibniz-Informationszentrum Wirtschaft, Standort Kiel
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    Source: Union catalogues
    Language: English
    Media type: Book
    Format: Online
    Series: SRB working paper series ; #3
    Subjects: Banking Union; Crisis Management Framework; Deposit Insurance; Public Interest Assessment; Least Cost Test
    Scope: 1 Online-Ressource (circa 42 Seiten)